804 Spruce St, Columbus, MS 39702 Property Records

Lowndes County property record for 804 Spruce St, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,433 sqft · built 1965
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Sep 2022)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62W050600900`

Property Details

APN / Parcel Number

Primary APN	`62W050600900`
Alternative APNs	`018263` `18263`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,433 sqft Adjusted Area
1st Floor Area	1,215 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	018263
Street Address	804 SPRUCE ST
City	COLUMBUS
State	MS
Zip	39702-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	804 SPRUCE ST LOT 95 8F
Legal Range	18W
Legal Township	18S
Legal Section	13
Legal Subdivision	CHILCUTT 2ND EXT
Legal Lot Number	95
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1324 3RD AVE N, COLUMBUS, MS 39701-4932
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer
Sep 8, 2020	Deed of Trust, Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Mar 23, 2015
Deed Document Number	0020228253
Deed Book / Page	2022 / 8253
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 30, 2022
Property Address	804 SPRUCE ST, COLUMBUS, MS 39702-5428
Document Number	0020228253
Book / Page	2022 / 8253
Instrument Date	Sep 27, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	804 SPRUCE ST, COLUMBUS, MS 39702-5428
Document Number	0020206570
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 3RD AVE N COLUMBUS MS 397013917, COLUMBUS, MS 39701-3917

Mortgage

Document Number	0020206570
Date	Oct 14, 2020
Book Page	002020/026570

Lender

Name	RENASANT BK
Type	Bank
Address	STARKVILLE, MS 39759

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 13, 2025

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+1.25%)	$6,939 (+39.2%)	$46,260 (+39.21%) Land $11,040 Building $35,220
2024	$1,119.00 (+37.3%)
2023	$815.00	$4,985	$33,230 Land $11,040 Building $22,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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