716 Spruce St, Columbus, MS 39702 Property Records

Lowndes County property record for 716 Spruce St, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,778 sqft · built 1960
Lot Size	0.276 acres (12,025 sqft)
Owner	Company Name on Record
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Feb 2021 Refinance Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62W050605100`

Property Details

APN / Parcel Number

Primary APN	`62W050605100`
Alternative APNs	`018305` `18305`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,778 sqft Adjusted Area
1st Floor Area	1,716 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,025 sqft (0.276 acres)
Lot Dimensions	185 ft deep x 65 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	018305
Street Address	716 SPRUCE ST
City	COLUMBUS
State	MS
Zip	39702-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	716 SPRUCE ST LOT 145
Legal Range	18W
Legal Township	18S
Legal Section	13
Legal Subdivision	CHILCUTT 2ND EXT
Legal Lot Number	145
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	500

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4780 I 55 N STE 100, 100, JACKSON, MS 39211-5583
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ILS LENDING LLC
Nov 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 1, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 12, 2020
Transfer Doc	0020208199
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	716 SPRUCE ST, COLUMBUS, MS 39702-5426
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215477
Date	Feb 26, 2021
Book Page	2021/5477

Lender

Name	ILS LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 12, 2020
Property Address	716 SPRUCE ST, COLUMBUS, MS 39702-5426
Document Number	0020208199
Book / Page	002020 / 008199
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3406 CAMELLIA CIR COLUMBUS MS 397051737, COLUMBUS, MS 39705-1737

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	May 1, 2019
Property Address	716 SPRUCE ST, COLUMBUS, MS 39702-5426
Document Number	0020192946
Book / Page	002019 / 002946
Instrument Date	Apr 10, 2019
Transaction Type	Foreclosure
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 5TH ST EUREKA CA 955010305, EUREKA, CA 95501-0305

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+1.22%)	$8,119 (+18.66%)	$54,120 (+18.66%) Land $6,830 Building $47,290
2024	$1,310.00 (+17.07%)
2023	$1,119.00	$6,842	$45,610 Land $6,830 Building $38,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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