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804 N 4th St, Jay, OK 74346 Property Records

Delaware County property record for 804 N 4th St, Jay, OK 74346

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 885 sqft
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Apr 2021)
Tax Bill$833 (2025)
Deeds & MortgagesSep 2007 Line of Credit
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23N23E-36-0-50170-019-0016

Property Details

APN / Parcel Number

Primary APN23N23E-36-0-50170-019-0016
Alternative APNs
  • 0014825
  • 14825

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area885 sqft Living Area

Exterior

Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Storage Building180 sqft

Location & Zoning

Account Number14825
Street Address804 N 4TH ST
CityJAY
StateOK
Zip74346-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKMORE LOTS 14-15-16 BLK 19 2373-404
Legal Range23E
Legal Township23N
Legal Section36
Legal SubdivisionJAY-CREEKMORE
Legal Block19
Legal Lot Number14-16
JurisdictionDELAWARE OK
Township / Civil DivisionJAY
Census Block Group2
Census Block2017
Census Tract376000

Owner

Source: Delaware County records · APN 23N23E-36-0-50170-019-0016

Assessment roll updated February 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address804 N 4TH ST, JAY, OK 74346-2504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2007Deed of Trust, Mortgage · Line of Credit
GRAND SAVINGS BANK
Apr 06, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2021 · Amount on Record
Deed SaleApr 06, 2021 · Amount on Record
Prior SaleDec 18, 2003
Deed Document Number20213440
Deed Book / Page2373 / 405
Record UpdatedSep 20, 2026

September 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OK
Property Address804 N 4TH ST, JAY, OK 74346-2504
Transaction TypeMortgage
Record UpdatedJun 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001786/541
DateSep 07, 2007
Book Page1786/541
Instrument2007-010098
Lender
NameGRAND SAVINGS BANK
AddressGROVE, OK 74345
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 06, 2027
Interest
Rate8.75%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OK
Recording DateApr 06, 2021
Property Address804 N 4TH ST, JAY, OK 74346-2504
Document Number002373/405
Book / Page2373 / 405
Instrument DateApr 06, 2021
Instrument2021-003440
Transaction TypeTransfer
Record UpdatedJun 04, 2026
Title CompanyGRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address804 N 4TH ST, JAY, OK 74346-2504

Mortgage

Document Number2021003441
DateApr 06, 2021
Instrument2021-003441
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated February 10, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
MunicipalityJay City
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$833.00 (+1.09%) Homeowner's exemption$10,350 (-) Land $1,394 Building $8,956$90,000 (-) Land $12,125 Building $77,875
2024$824.00 (-0.48%) Homeowner's exemption$10,350 (-) Land $1,394 Building $8,956$90,000 (-) Land $12,125 Building $77,875
2023$828.00 Homeowner's exemption$10,350 Land $676 Building $9,674$90,000 Land $5,875 Building $84,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 81% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Grand Telephone Company
Fiber		200 / 200

Based on FCC filings for 84 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJAY
serves 2,482 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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