604 N 4th St, Jay, OK 74346 Property Records

Delaware County property record for 604 N 4th St, Jay, OK 74346

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,451 sqft · built 1996
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2023)
Tax Bill$1,551 (2025)
Deeds & MortgagesSep 2023 Sale
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23N23E-36-0-50170-031-0014

Property Details

APN / Parcel Number

Primary APN23N23E-36-0-50170-031-0014
Alternative APNs
  • 0062474
  • 62474

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,451 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Lot Dimensions130 ft deep x 25 ft wide
Garage TypeAttached
Garage Area312 sqft
PorchSlab
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number62474
Street Address604 N 4TH ST
CityJAY
StateOK
Zip74346-2549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKMORE LOTS 12,13, & 14 BLK 31 2502-181
Legal Range23E
Legal Township23N
Legal Section36
Legal SubdivisionJAY-CREEKMORE
Legal Block31
Legal Lot Number12-14
JurisdictionDELAWARE OK
Township / Civil DivisionJAY
Census Block Group2
Census Block2029
Census Tract376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 N 4TH ST, JAY, OK 74346-2549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer
FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL
Feb 25, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2023 · Amount on Record
Deed SaleSep 7, 2023 · Amount on Record
Prior SaleFeb 25, 2021 · Amount on Record
Deed Document Number20237430
Deed Book / Page2502 / 181
Prior Transfer DateMay 22, 2018
Prior Transfer Doc0000003947
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OK
Recording DateSep 7, 2023
Property Address604 N 4TH ST, JAY, OK 74346-2549
Document Number002502/181
Book / Page2502 / 181
Instrument DateAug 25, 2023
InstrumentI-2023-007430
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyFIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 N 4TH ST, JAY, OK 74346-2549

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OK
Recording DateFeb 25, 2021
Property Address604 N 4TH ST, JAY, OK 74346-2549
Document Number002366/230
Book / Page2366 / 230
Instrument DateFeb 24, 2021
Instrument2021-001879
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyGRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address604 N 4TH ST, JAY, OK 74346-2549

Mortgage

Document Number2021001880
DateFeb 25, 2021
Instrument2021-001880
Lender
NameUNITED FIDELITY FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
MunicipalityJay City
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,400 (-) Land $1,394 Building $17,006$160,000 (-) Land $12,125 Building $147,875
2025$1,551.00 (+1.11%) Homeowner's exemption$18,400 (-) Land $1,394 Building $17,006$160,000 (-) Land $12,125 Building $147,875
2024$1,534.00 (+44.85%)$18,400 (+53.85%) Land $1,394 Building $17,006$160,000 (+53.85%) Land $12,125 Building $147,875
2023$1,059.00 (-1.12%)$11,960 (-) Land $676 Building $11,284$104,000 (-) Land $5,875 Building $98,125
2022$1,071.00$11,960 Land $676 Building $11,284$104,000 Land $5,875 Building $98,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY
serves 2,482 people · EPA ID OK1021674
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Grand Telephone Company
Fiber
200 / 200

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