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408 N 4th St, Jay, OK 74346 Property Records

Delaware County property record for 408 N 4th St, Jay, OK 74346

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 805 sqft
Lot Size0.355 acres (15,470 sqft)
OwnerCompany Name on File
Last Sale$20,000 (Oct 2022)
Tax Bill$215 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN23N23E-36-0-50170-044-0018

Property Details

APN / Parcel Number

Primary APN23N23E-36-0-50170-044-0018
Alternative APNs
  • 0014717
  • 14717

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area805 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Construction TypeStone
Roof MaterialComposition Shingle
Lot Area15,470 sqft (0.355 acres)
Lot Dimensions130 ft deep x 119 ft wide
Garage Area220 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number14717
Street Address408 N 4TH ST
CityJAY
StateOK
Zip74346-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKMORE NORTH 6.5' OF LOT 13; ALL OF LOTS 14, 15, 16, & 17; & SOUTH 12.5' OF LOT 18 ALL IN BLOCK 44. 2464-549
Legal Range23E
Legal Township23N
Legal Section36
Legal SubdivisionJAY-CREEKMORE
Legal Block44
Legal Lot Number13-18
JurisdictionDELAWARE OK
Township / Civil DivisionJAY
Census Block Group2
Census Block2035
Census Tract376000

Owner

Source: Delaware County records · APN 23N23E-36-0-50170-044-0018

Assessment roll updated February 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address43610 COUNTY ROAD 636, JAY, OK 74346-6610
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Commercial Mortgage
GRAND SAVINGS BANK
Dec 30, 2022Deed of Trust, Mortgage · Line of Credit
GRAND SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number202210589
Deed Book / Page2464 / 549
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OK
Property Address408 N 4TH ST, JAY, OK 74346
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address43610 COUNTY ROAD 636, JAY, OK 74346-6610

Mortgage

Document Number002516/730
DateDec 22, 2023
Book Page2516/730
InstrumentI-2023-010811
Lender
NameGRAND SAVINGS BANK
TypeBank
AddressJAY, OK 74346
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OK
Property Address408 N 4TH ST, JAY, OK 74346
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address43610 COUNTY ROAD 636, JAY, OK 74346-6610

Mortgage

Document Number002471/565
DateDec 30, 2022
Book Page2471/565
InstrumentI-2022-012293
Lender
NameGRAND SAVINGS BANK
TypeBank
AddressJAY, OK 74346
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 27, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated February 10, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
MunicipalityJay City
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$215.00 (+0.94%)$2,415 (+5%) Land $1,622 Building $793$56,602 (+183.01%) Land $14,105 Building $42,497
2024$213.00 (+4.41%)$2,300 (-) Land $1,622 Building $678$20,000 (-) Land $14,105 Building $5,895
2023$204.00$2,300 Land $1,018 Building $1,282$20,000 Land $8,855 Building $11,145

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Grand Telephone Company
Fiber		200 / 200

Based on FCC filings for 248 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJAY
serves 2,482 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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