Whiteside County property record for 804 Locust St, Sterling, IL 61081 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.144 acres (6,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,500 (Nov 2025) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1121401005 |
| Primary APN | 1121401005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,272 sqft (0.144 acres) |
|---|
| Account Number | 123203 |
|---|---|
| Street Address | 804 LOCUST ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DNSMOR-PENGTON-COE ADD N PT LOT 6 & S PT LOT 7 BLK 1 300100X |
| Legal Subdivision | DNSMOR-PENGTON-COE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6-7 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1102 |
Source: Whiteside County records · APN 1121401005
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 LOCUST ST, STERLING, IL 61081-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO LLC |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2017 · Amount on Record |
| Deed Document Number | 20256119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Nov 26, 2025 |
| Property Address | 804 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0000006119 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025-06119 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0000006120 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-06120 |
| Name | GUILD MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Apr 21, 2017 |
| Property Address | 804 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0000002249 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2249 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | NTI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 804 LOCUST ST STERLING IL 610813549, STERLING, IL 61081-3549 |
| Document Number | 2250 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2250 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,877.00 (+6.04%) | $39,332 (+6.23%) Land $6,040 Building $33,292 | |
| 2024 | $2,713.00 Additional exemption filed | $37,026 Land $5,686 Building $31,340 | $117,996 (+6.23%) Land $18,120 Building $99,876 |
| 2023 | $111,078 Land $17,058 Building $94,020 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| JAB Wireless | Fixed Wireless (unlicensed) | 250 / 50 |
May also be available at this address: Surf Air Wireless, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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