Whiteside County property record for 802 Locust St, Sterling, IL 61081 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1913 |
| Square Footage | 2,354 sqft Building Perimeter |
| Lot Size | 7,950 sqft (0.183 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $136,000 (2021) |
| Tax Bill | $4,657.00 (2025) |
| Primary APN | 1121401006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,354 sqft Building Perimeter |
| Basement Area | 1,097 sqft Basement |
| Unfinished Basement | 1,097 sqft Unfinished |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 7,950 sqft (0.183 acres) |
| Depth X Width | 159 ft x 50 ft Depth x Width |
| Garage Area | 420 sqft Garage |
| Account Number | 110276 |
|---|---|
| Street Address | 802 LOCUST ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3549 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DNSMOR-PENGTON-COE ADD S 50 LOT 6 BLK 1 300000X |
| Legal Subdivision | DNSMOR-PENGTON-COE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | STERLING |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 1102 |
Source: Whiteside County records · APN 1121401006
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 802 LOCUST ST, STERLING, IL 61081-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage STERLING FEDERAL BANK |
| May 11, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE AMERICA LLC |
| Dec 26, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | May 11, 2021 · Amount on Record |
| Deed Doc Number | 20218112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Nov 16, 2021 |
| Property Address | 802 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0202108112 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-08112 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0202108113 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-08113 |
| Name | STERLING FEDERAL BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 11, 2021 |
| Property Address | 802 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0202103200 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021-03200 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0202103201 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-03201 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Dec 26, 2019 |
| Property Address | 802 LOCUST ST, STERLING, IL 61081-3549 |
| Document Number | 0000007204 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 7204 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2116 RIDGEWOOD LN DIXON IL 610219438, DIXON, IL 61021-9438 |
| Document Number | 7205 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 7205 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,657.00 | $56,855 Land $6,040 Building $50,815 | |
| 2024 | $170,565 Land $18,120 Building $152,445 |
802 Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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