711 Locust St, Sterling, IL 61081 Property Records

Whiteside County property record for 711 Locust St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,184 sqft · built 1903
Lot Size	0.101 acres (4,430 sqft)
Owner	Individual Name on File
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Jul 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`1121405010`

Property Details

APN / Parcel Number

Primary APN	`1121405010`
Alternative APN	`100274`

Interior

Bedrooms	5 Beds
Building Area	2,184 sqft Building Perimeter

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Lot Area	4,430 sqft (0.101 acres)
Lot Width	75 ft Width
Garage Area	534 sqft

Location & Zoning

Account Number	100274
Street Address	711 LOCUST ST
City	STERLING
State	IL
Zip	61081-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE ADD N 75' OF N 1/2 BLK 32
Legal Subdivision	WALLACE ADDITION
Legal Block	32
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1024
Census Tract	1102

Owner

Source: Whiteside County records · APN 1121405010

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	711 LOCUST ST, STERLING, IL 61081-3546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 15, 2019
Property Address	711 LOCUST ST, STERLING, IL 61081-3546
Document Number	0000003703
Instrument Date	Jun 26, 2019
Instrument	2019-03703
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 RIVER RD APT 127, 127, STERLING, IL 61081-4236

Mortgage

Document Number	0000003704
Date	Jul 15, 2019
Instrument	2019-03704

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,690.00	$42,336 Land $5,454 Building $36,882
2024			$127,008 Land $16,362 Building $110,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
JAB Wireless Fixed Wireless	250 / 50

May also be available: Surf Air Wireless, Verizon.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.