Cleveland County property record for 804 Groves St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 3,383 sqft · built 1963 |
| Lot Size | 0.821 acres (35,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,661 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1347637 |
| Primary APN | 1347637 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,383 sqft Finished Area |
| Basement Area | 2,256 sqft |
| Finished Basement | 1,128 sqft |
| Unfinished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 35,800 sqft (0.821 acres) |
| Lot Dimensions | 200 ft deep x 179 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 275 sqft |
| Storage Building | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1347637 |
|---|---|
| Street Address | 804 GROVES ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | NPTLT36BLK2PB5-25CMWHITE SIDES SEC1 |
| Legal Subdivision | WHITE |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950500 |
804 Groves St is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 804 GROVES ST, KINGS MOUNTAIN, NC 28086-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 804 GROVES ST, KINGS MOUNTAIN, NC 28086-2226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 804 GROVES ST, KINGS MOUNTAIN, NC 28086-2226 |
| Document Number | 0019602773 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 1960/2773 |
| Instrument | 200121286 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 804 GROVES ST, KINGS MOUNTAIN, NC 28086-2226 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0018961735 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 1896/1735 |
| Instrument | 200086295 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 804 GROVES ST, KINGS MOUNTAIN, NC 28086-2226 |
| Document Number | 0018711819 |
| Book / Page | 1871 / 1819 |
| Map Reference | MB 5 PG 25 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 200072130 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 GROVES ST, KINGS MOUNTAIN, NC 28086-2226 |
The 2026 property tax bill for 804 Groves St was $3,661, up 0.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,661.00 (+0.88%) | $354,114 (-) Land $37,999 Building $316,115 | $354,114 (-) Land $37,999 Building $316,115 |
| 2025 | $3,629.00 | $354,114 Land $37,999 Building $316,115 | $354,114 Land $37,999 Building $316,115 |
| 2023 | $256,601 Land $35,466 Building $221,135 | $256,601 Land $35,466 Building $221,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 Groves St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 804 Groves St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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