Cleveland County property record for 711 Groves St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,604 sqft · built 1954 |
| Lot Size | 1.03 acres (45,030 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (May 2026) |
| Tax Bill | $2,390 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1295663 |
| Primary APN | 1295663 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,604 sqft Finished Area |
| Basement Area | 1,203 sqft |
| Unfinished Basement | 1,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 45,030 sqft (1.03 acres) |
| Lot Dimensions | 395 ft deep x 114 ft wide |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1295663 |
|---|---|
| Street Address | 711 GROVES ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 711 GROVES ST |
| Legal Subdivision | MRS C M WHITESIDES PROPERTY |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950500 |
711 Groves St is owned by a company that bought it in May 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 112 NELSON CV, SHELBY, NC 28150-9758 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Apr 24, 2014 · Amount on File |
| Deed Document Number | 2026200128494 |
| Deed Book / Page | 1974 / 1687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 711 GROVES ST, KINGS MOUNTAIN, NC 28086-2223 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3305 BUCKBOARD LN, KNOXVILLE, TN 37920-2898 |
| Document Number | 0019262945 |
|---|---|
| Date | Aug 12, 2024 |
| Book Page | 1926/2945 |
| Instrument | 200103549 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 305 BUCKBOARD LN, KNOXVILLE, TN 37920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 15, 2026 |
| Property Address | 711 GROVES ST, KINGS MOUNTAIN, NC 28086-2223 |
| Document Number | 0200128494 |
| Book / Page | 1974 / 1687 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.200128494 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 112 NELSON CV, SHELBY, NC 28150-9758 |
| Document Number | 0200128494, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 1974/1690 |
| Instrument | 2026.200128494 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 711 Groves St was $2,390, up 1.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,390.00 (+1.66%) | $229,430 (-) Land $31,036 Building $198,394 | $229,430 (-) Land $31,036 Building $198,394 |
| 2025 | $2,351.00 | $229,430 Land $31,036 Building $198,394 | $229,430 Land $31,036 Building $198,394 |
| 2023 | $144,022 Land $28,967 Building $115,055 | $144,022 Land $28,967 Building $115,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 711 Groves St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 711 Groves St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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