707 Groves St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 707 Groves St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,367 sqft · built 1958
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2018)
Tax Bill	$1,747 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1320677`

Property Details

APN / Parcel Number

Primary APN	`1320677`
Alternative APN	`9065`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,367 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Footing
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	435 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1320677
Street Address	707 GROVES ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT GROVES ST
Legal Subdivision	J WILSON CRAWFORD
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1029
Census Tract	950500

Owner

707 Groves St is owned and occupied by an individual who bought it in July 2018.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	707 GROVES ST, KINGS MOUNTAIN, NC 28086-2223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2018200015489
Deed Book / Page	1771 / 956
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 6, 2018
Property Address	707 GROVES ST, KINGS MOUNTAIN, NC 28086-2223
Document Number	0017710956
Book / Page	1771 / 0956
Map Reference	MB 4 PG 151
Instrument Date	Jul 6, 2018
Instrument	200015489
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 RHODES AVE, 805, KINGS MOUNTAIN, NC 28086-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 GROVES ST, KINGS MOUNTAIN, NC 28086-2223

Mortgage

Document Number	200015490
Date	Jul 6, 2018
Instrument	200015490

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 707 Groves St was $1,747, up 2.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,747.00 (+2.46%)	$166,380 (-) Land $19,440 Building $146,940	$166,380 (-) Land $19,440 Building $146,940
2025	$1,705.00	$166,380 Land $19,440 Building $146,940	$166,380 Land $19,440 Building $146,940
2023		$126,066 Land $18,144 Building $107,922	$126,066 Land $18,144 Building $107,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Groves St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Groves St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20