804 Fraley Dr, Morehead, KY 40351 Property Records

Rowan County property record for 804 Fraley Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,568 sqft · built 1977
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2021)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-00 00 012.00`

Property Details

APN / Parcel Number

Primary APN	`062-00 00 012.00`
Alternative APNs	`4693` `4706` `4950`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Other
Foundation Type	Block
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	4950
Street Address	804 FRALEY DR
City	MOREHEAD
State	KY
Zip	40351-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT 2 BLK B SECT II HOLIDAY EST
Legal Subdivision	HOLIDAY ESTATES
Legal Block	B
Legal Lot Number	2
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3007
Census Tract	950202

Owner

Source: Rowan County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	804 FRALEY DR, MOREHEAD, KY 40351-8886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	2010379
Deed Book / Page	D280 / 318
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 25, 2021
Property Address	804 FRALEY DR, MOREHEAD, KY 40351-8886
Document Number	D280/318
Book / Page	D280 / 318
Map Reference	MB 3 PG 88
Instrument Date	Jun 25, 2021
Instrument	2010379
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 FRALEY DR, 804, MOREHEAD, KY 40351-8886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 FRALEY DR, MOREHEAD, KY 40351-8886

Mortgage

Document Number	2010396
Date	Jun 25, 2021
Instrument	2010396

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (-1.78%)	$205,000 (-) Land $32,000 Building $173,000	$205,000 (-) Land $32,000 Building $173,000
2023	$1,746.00	$205,000 Land $25,000 Building $180,000	$205,000 Land $25,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20