642 Fraley Dr, Morehead, KY 40351 Property Records

Rowan County property record for 642 Fraley Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,394 sqft · built 1989
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,041 (2025)
Flood Zone	Zone X (minimal risk)
APN	`062-00 00 019.00`

Property Details

APN / Parcel Number

Primary APN	`062-00 00 019.00`
Alternative APNs	`9214` `9279` `9763`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,394 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	9763
Street Address	642 FRALEY DR
City	MOREHEAD
State	KY
Zip	40351-8881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & POOL & LOT 5 BLOCK A SECT 1 HOLIDAY EST
Legal Subdivision	HOLIDAY ESTATES
Legal Block	A
Legal Lot Number	5
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3007
Census Tract	950202

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 FRALEY DR, MOREHEAD, KY 40351-8882
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2013
Transfer Doc	00D249/628
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (+4.19%)	$243,950 (+6.07%) Land $32,000 Building $211,950	$243,950 (+6.07%) Land $32,000 Building $211,950
2023	$1,959.00	$230,000 Land $25,000 Building $205,000	$230,000 Land $25,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20