706 Fraley Dr, Morehead, KY 40351 Property Records

Rowan County property record for 706 Fraley Dr, Morehead, KY 40351 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1978
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$171,500 (Jan 2019)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Jan 2019 Sale & Line of Credit May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-00 00 016.00`

Property Details

APN / Parcel Number

Primary APN	`062-00 00 016.00`
Alternative APNs	`8037` `8069` `8491`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Garage Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	8491
Street Address	706 FRALEY DR
City	MOREHEAD
State	KY
Zip	40351-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT 1 HOLIDAY ESTATES
Legal Subdivision	HOLIDAY ESTATES
Legal Lot Number	1
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3007
Census Tract	950202

Owner

Source: Rowan County records · APN 062-00 00 016.00

Assessment roll updated November 18, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	706 FRALEY DR, MOREHEAD, KY 40351-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed, Transfer · Line of Credit THE CITIZENS BANK
May 24, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 17, 2017	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	2019412624
Deed Book / Page	270 / 495
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	00MC18/551
Record Updated	Jun 08, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 24, 2019
Property Address	706 FRALEY DR, MOREHEAD, KY 40351-8885
Document Number	00D270/495
Book / Page	D270 / 495
Instrument Date	Jan 18, 2019
Instrument	412624
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$171.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 FOREST HILLS DR, MOREHEAD, KY 40351-8859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 VENICE DR, MOREHEAD, KY 40351

Mortgage

Document Number	0000412625
Date	Jan 24, 2019
Instrument	412625

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2029

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 24, 2017
Property Address	706 FRALEY DR, MOREHEAD, KY 40351-8885
Document Number	00D264/202
Book / Page	D264 / 202
Instrument Date	May 22, 2017
Instrument	405222
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$113.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 CLEO AVE, 160, LANCASTER, KY 40444-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 FOREST HILLS DR, MOREHEAD, KY 40351-8859

April 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ROWAN KY
Recording Date	Apr 17, 2017
Property Address	706 FRALEY DR, MOREHEAD, KY 40351-8885
Document Number	00MC18/551
Book / Page	MC18 / 551
Instrument Date	Apr 10, 2017
Instrument	404755
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CLEO AVE, LANCASTER, KY 40444-9365

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (-25.94%) Homeowner's exemption	$178,400 (+4.02%) Land $32,000 Building $146,400	$178,400 (+4.02%) Land $32,000 Building $146,400
2023	$1,461.00 (-1.35%)	$171,500 (-) Land $20,000 Building $151,500	$171,500 (-) Land $20,000 Building $151,500
2022	$1,481.00	$171,500 Land $20,000 Building $151,500	$171,500 Land $20,000 Building $151,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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