Covington County property record for 804 E Watson St, Andalusia, AL 36420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,041 sqft · built 1964 |
| Lot Size | 0.362 acres (15,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,900 (Aug 2024) |
| Tax Bill | $808 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-13-04-20-1-003-006.000 |
| Primary APN | 23-13-04-20-1-003-006.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,041 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,800 sqft (0.362 acres) |
| Lot Dimensions | 200 ft deep x 79 ft wide |
| Garage Type | Carport |
| Garage Area | 450 sqft |
| Carport | Carport |
| Carport Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 23425174 |
|---|---|
| Street Address | 804 E WATSON ST |
| City | ANDALUSIA |
| State | AL |
| Zip | 36420-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB/PG>2024/13338 DIE 8/9/2024 COM @ NW COR BLK 25 PRESTWOOD-HENDERSON ADD DB 5 PG 368 SEC 20 T4N R16E TH E-125' ALG S R/W E |
| Legal Range | 16E |
| Legal Township | 04N |
| Legal Section | 20 |
| Legal Subdivision | PRESTWOOD-HENDERSON ADD |
| Legal Block | 25 |
| Jurisdiction | COVINGTON AL |
| Township / Civil Division | ANDALUSIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 961900 |
804 E Watson St is owned and occupied by an individual who bought it in August 2024.
Source: Covington County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK |
| Mar 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN INDEPENDENT BANK |
| Oct 15, 2018 | Special Warranty Deed, Transfer |
| Jul 30, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on File |
| Deed Sale | Aug 9, 2024 · Amount on File |
| Prior Sale | Mar 19, 2021 · Amount on File |
| Deed Book / Page | 2024 / 13338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON AL |
| Property Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019/15150 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 2019/15150 |
| Name | SOUTHERN INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | ANDALUSIA, AL 36420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Mar 19, 2021 |
| Property Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Document Number | 02021/6489 |
| Book / Page | 2021 / 6489 |
| Instrument Date | Mar 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Document Number | 0020216492 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021/6492 |
| Name | SOUTHERN INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Oct 15, 2018 |
| Property Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Document Number | 2018/14919 |
| Book / Page | 2018 / 14919 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST DOUGLASS RD130A, 1600, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Jul 30, 2018 |
| Property Address | 804 E WATSON ST, ANDALUSIA, AL 36420-5046 |
| Document Number | 2018/11155 |
| Book / Page | 2018 / 11155 |
| Map Reference | DD 5 PG 368-370 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 804 E WATSON ST, 804, ANDALUSIA, AL 36420-5046 |
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD # 200-A, 200, ANAHEIM, CA 92806-5951 |
The 2025 property tax bill for 804 E Watson St was $808, up 148.6% from the year before.
Source: Covington County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Andalusia City |
| County | Covington County |
| Unified School District | Andalusia City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $808.00 (+148.62%) Homeowner's exemption | $20,736 (+116.9%) Land $1,780 Building $18,956 | $103,680 (+8.59%) Land $8,900 Building $94,780 |
| 2024 | $325.00 (+4.17%) Homeowner's exemption | $9,560 (+3.91%) Land $900 Building $8,660 | $95,480 (+3.78%) Land $8,900 Building $86,580 |
| 2023 | $312.00 (-51.33%) Homeowner's exemption | $9,200 (+11.73%) Land $890 Building $8,310 | $92,000 (+11.73%) Land $8,900 Building $83,100 |
| 2022 | $641.00 | $8,234 Land $890 Building $7,344 | $82,340 Land $8,900 Building $73,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 804 E Watson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Feb 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 804 E Watson St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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