704 E Watson St, Andalusia, AL 36420 Property Records

Covington County property record for 704 E Watson St, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1971
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$71,000 (Aug 2019)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-13-04-20-1-003-010.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-04-20-1-003-010.000`
Alternative APNs	`13042010030100000` `1304201003010000` `23385440`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23385440
Street Address	704 E WATSON ST
City	ANDALUSIA
State	AL
Zip	36420-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2019/13812 8/6/19 W 85' OF E 172FT OF N 200FT OFLOT 26 PRESTWOOD HENDERSON ADD PB 5 PG 368 SEC 20 T4N R16E.
Legal Range	16E
Legal Township	04N
Legal Section	20
Legal Subdivision	PRESTWOOD HENDERSON ADD
Legal Lot Number	26
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	2
Census Block	2001
Census Tract	961900

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E WATSON ST, ANDALUSIA, AL 36420-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	2019 / 13812
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Aug 7, 2019
Property Address	704 E WATSON ST, ANDALUSIA, AL 36420-5044
Document Number	2019/13812
Book / Page	2019 / 13812
Instrument Date	Aug 6, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2410 EASLEY DR, 2410, ANDALUSIA, AL 36420-8868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E WATSON ST, ANDALUSIA, AL 36420-5044

Mortgage

Document Number	0201913815
Date	Aug 7, 2019
Instrument	2019/13815

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Aug 30, 2018
Property Address	704 E WATSON ST, ANDALUSIA, AL 36420-5044
Document Number	2018/12872
Book / Page	2018 / 12872
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12335 TIMBERLAKE CT, 12335, ANDALUSIA, AL 36421-6075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 MOONEY RD NE, FORT WALTON BEACH, FL 32547-1340

Mortgage

Document Number	0201812874
Date	Aug 30, 2018
Instrument	2018/12874

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$19,288 (+130.33%) Land $1,900 Building $17,388	$96,440 (+15.17%) Land $9,500 Building $86,940
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$8,374 Land $950 Building $7,424	$83,740 Land $9,500 Building $74,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Feb 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BuzzBroadband.

Nearby Properties on E Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures