512 E Watson St, Andalusia, AL 36420 Property Records

Covington County property record for 512 E Watson St, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,680 sqft · built 1905
Lot Size	0.763 acres (33,264 sqft)
Owner	Individual Name on File
Last Sale	$49,900 (Sep 2014)
Tax Bill	$617 (2023)
Deeds & Mortgages	Nov 2022 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-13-04-20-2-204-001.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-04-20-2-204-001.000`
Alternative APNs	`13042022040010000` `1304202204001000` `23418927`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,264 sqft (0.763 acres)
Lot Dimensions	189 ft deep x 176 ft wide
Porch	Slab
Utility Building	1,080 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	23418927
Street Address	512 E WATSON ST
City	ANDALUSIA
State	AL
Zip	36420-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/23957 JSD 11/7/2022 LOTS 1 & 4 BLK A SNEAD ADD DB 20 PG 242 SEC 20 T4N R16E
Legal Range	16E
Legal Township	04N
Legal Section	20
Legal Subdivision	SNEAD ADD
Legal Block	A
Legal Lot Number	1,4
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	2
Census Block	2003
Census Tract	961900

Owner

512 E Watson St is owned and occupied by an individual who acquired it in November 2022.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Intrafamily Transfer, Transfer
Mar 29, 2021	Deed of Trust, Mortgage CCB COMMUNITY BANK
Oct 17, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance CCB COMMUNITY BANK
Feb 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on File
Deed Sale	Sep 30, 2014 · Amount on File
Deed Book / Page	2014 / 13374
Last Transfer Date	Nov 7, 2022
Transfer Doc	2022/23957
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Nov 14, 2022
Property Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053
Document Number	2022/23957
Book / Page	2022 / 23957
Instrument Date	Nov 7, 2022
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 E WATSON ST, 512, ANDALUSIA, AL 36420-4053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053

Mortgage

Document Number	02021/7168
Date	Mar 29, 2021
Book Page	2021/7168

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Amount	Amount on Record

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Oct 17, 2022
Property Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053
Document Number	2022/22273
Book / Page	2022 / 22273
Map Reference	MB 20 PG 242
Instrument Date	Sep 27, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053

Mortgage

Document Number	0202222275
Date	Oct 17, 2022
Instrument	2022/22275

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Feb 2, 2021
Property Address	512 E WATSON ST, ANDALUSIA, AL 36420-4053
Document Number	02021/2376
Book / Page	2021 / 2376
Map Reference	MB 20 PG 242
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	513 E WATSON ST, ANDALUSIA, AL 36420-4052

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$17,900 Land $2,640 Building $15,260	$89,500 Land $13,200 Building $76,300
2023	$617.00 (+124.36%)	$7,916 (+12.44%) Land $1,320 Building $6,596	$79,160 (+12.44%) Land $13,200 Building $65,960
2022	$275.00	$7,040 Land $1,320 Building $5,720	$70,400 Land $13,200 Building $57,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 E Watson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Feb 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 E Watson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BuzzBroadband.

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