St. Clair County property record for 803 Smith St, Algonac, MI 48001 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 770 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Nov 2023) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-105-0046-000 |
| Primary APN | 74-01-105-0046-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 770 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 803 SMITH ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 & 6 EXC NWLY 50' BLK 24 & 1/2 OF VAC ALLEY ADJ MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 24 |
| Legal Lot Number | 5-6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-105-0046-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Nov 06, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Nov 29, 2023 | Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 14, 2021 | Warranty Deed, Transfer NOT AVAILABLE, COLONIAL TITLE COMPANY |
| Jul 14, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on Record |
| Deed Sale | Nov 29, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2021 · Amount on Record |
| Deed Document Number | 202320828 |
| Deed Book / Page | 5673 / 524 |
| Prior Transfer Date | May 18, 2009 |
| Prior Transfer Doc | 003968/898 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4440 PLANK RD, COTTRELLVILLE, MI 48039-1465 |
| Document Number | 0005668720 |
|---|---|
| Date | Nov 06, 2023 |
| Book Page | 5668/720 |
| Instrument | 2023019703 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Number | 0005668733 |
|---|---|
| Date | Nov 06, 2023 |
| Book Page | 5668/733 |
| Instrument | 2023019704 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 29, 2023 |
| Property Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Number | 0005673524 |
| Book / Page | 5673 / 524 |
| Map Reference | LB F PG 51 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023020828 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,027.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Name | Verified Name |
|---|---|
| Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Number | 0005403587 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 5403/587 |
| Instrument | 2021022538 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 14, 2021 |
| Property Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Number | 0005392492 |
| Book / Page | 5392 / 492 |
| Map Reference | LB F PG 51 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021020258 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2023 |
| Title Company | NOT AVAILABLE, COLONIAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8760 S CHANNEL DR, HARSENS ISLAND, MI 48028-9768 |
| Name | Verified Name |
|---|---|
| Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 14, 2021 |
| Property Address | 803 SMITH ST, ALGONAC, MI 48001-1444 |
| Document Number | 0005392490 |
| Book / Page | 5392 / 490 |
| Map Reference | LB F PG 51 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 2021020257 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6591 RIVER RD, MARINE CITY, MI 48039-2255 |
| Name | Verified Name |
|---|---|
| Address | 8760 S CHANNEL DR, HARSENS ISLAND, MI 48028-9768 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (-37.89%) Homeowner's exemption | $66,300 (+24.39%) | |
| 2024 | $2,423.00 (+19.3%) | $132,600 (+24.39%) | |
| 2023 | $53,300 | ||
| 2022 | $2,031.00 | $106,600 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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