835 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 835 Smith St, Algonac, MI 48001 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Ranch
Square Footage	1,080 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Garage	1,056 sqft
Occupancy	Owner Occupied
Tax Bill	$1,012.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0047-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,080 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Stories	1 Stories

Exterior

Architectural Style	Ranch Style
Lot Area	7,405 sqft (0.17 acres)
Depth X Width	120 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	1,056 sqft Garage

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	835 SMITH ST
City	ALGONAC
State	MI
Zip	48001-1444
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NWLY 50' OF LOTS 5 & 6 BLK 24 & 1/2 OF VAC ALLEY ADJ MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	24
Legal Lot Number	5-6
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	2
Census Block	2021
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-105-0047-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	835 SMITH ST, ALGONAC, MI 48001-1444
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 30, 2011
Transfer Doc	004178/954
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	835 SMITH ST, ALGONAC, MI 48001-1444
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 SMITH ST, ALGONAC, MI 48001-1444

Mortgage

Document Number	0005463950
Date	Dec 14, 2021
Book Page	5463/950
Instrument	2021035046

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (-35.79%) Homeowner's exemption	$81,700 (+21.94%)
2024	$1,576.00 (+12.73%)		$163,400 (+21.94%)
2023		$67,000
2022	$1,398.00		$134,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.