711 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 711 Smith St, Algonac, MI 48001 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2026)
Tax Bill	$960 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-105-0143-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0143-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	600 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	1,120 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	711 SMITH ST
City	ALGONAC
State	MI
Zip	48001-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOTS 5 & 6 BLK 59 & E 1/2 OF VAC ALLEY ADJ MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	59
Legal Lot Number	5-6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	2
Census Block	2028
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-105-0143-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	711 SMITH ST, ALGONAC, MI 48001-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Deed Document Number	202613392
Deed Book / Page	5939 / 703
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 02, 2026
Property Address	711 SMITH ST, ALGONAC, MI 48001-1442
Document Number	0000013392
Book / Page	5939 / 703
Instrument Date	Jun 02, 2026
Instrument	202613392
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$166,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 SMITH ST, ALGONAC, MI 48001-1442

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 03, 2026
Property Address	711 SMITH ST, ALGONAC, MI 48001-1442
Document Number	0005930495
Book / Page	5930 / 495
Instrument Date	Jun 02, 2026
Instrument	202611188
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 WARD ST, MARINE CITY, MI 48039-3549

Mortgage

Document Number	0000011188,
Date	Jun 03, 2026
Book Page	5930/495
Instrument	202611188

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	711 SMITH ST, ALGONAC, MI 48001-1442
Transaction Type	Mortgage
Record Updated	May 05, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 SMITH ST, ALGONAC, MI 48001-1442

Mortgage

Document Number	0005512701
Date	Apr 19, 2022
Book Page	5512/701
Instrument	2022010081

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2042

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (-35.4%) Homeowner's exemption	$78,100 (+25.36%)
2024	$1,486.00 (+12.83%)		$156,200 (+25.36%)
2023		$62,300
2022	$1,317.00		$124,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2021, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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