803 Saint Bernard Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 803 Saint Bernard Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,126 sqft · built 1960
Lot Size	0.281 acres (12,221 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2023)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225750A000`

Property Details

APN / Parcel Number

Primary APN	`225750A000`
Alternative APN	`2-051B-4080-00-0129.0000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	2,821 sqft
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,221 sqft (0.281 acres)
Lot Dimensions	121 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	225750A000
Street Address	803 SAINT BERNARD DR
City	O FALLON
State	MO
Zip	63366-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 129
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	129
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	311602

Owner

803 Saint Bernard Dr is owned and occupied by two individuals who bought it in June 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 SAINT BERNARD DR, O FALLON, MO 63366-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Deed Document Number	202323449
Prior Transfer Date	Sep 19, 2013
Prior Transfer Doc	0000740510
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 16, 2023
Property Address	803 SAINT BERNARD DR, O FALLON, MO 63366-1747
Document Number	0000023449
Map Reference	MB 7 PG 27-29
Instrument Date	Jun 12, 2023
Instrument	2023R-023449
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 SAINT BERNARD DR, O FALLON, MO 63366-1747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SAINT BERNARD DR, O FALLON, MO 63366-1747
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023450
Date	Jun 16, 2023
Instrument	2023R-023450

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 803 Saint Bernard Dr was $2,556.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,549 (-)	$208,153 (-) Land $40,000 Building $168,153
2025	$2,556.00	$39,549	$208,153 Land $40,000 Building $168,153
2023		$38,093 (+29.75%)
2022	$2,106.00	$29,358	$200,489 (+29.75%) Land $40,000 Building $160,489
2021			$154,514 Land $40,000 Building $114,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 803 Saint Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 803 Saint Bernard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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