802 Saint Bernard Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 802 Saint Bernard Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,090 sqft · built 1960
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$160,844 (Jul 2021)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225690A000`

Property Details

APN / Parcel Number

Primary APN	`225690A000`
Alternative APN	`2-051B-4080-00-0127.0000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	225690A000
Street Address	802 SAINT BERNARD DR
City	O FALLON
State	MO
Zip	63366-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 127
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	127
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3005
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2018	Warranty Deed, Transfer · FHA Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	202162584
Prior Transfer Date	Jul 11, 2021
Prior Transfer Doc	2021R062584
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2021
Property Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748
Document Number	2021R062584
Map Reference	MB 7 PG 27
Instrument Date	Jul 19, 2021
Instrument	2021R-062584
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748

Mortgage

Document Number	2021R062585
Date	Jul 27, 2021
Instrument	2021R-062585

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2020
Property Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748
Document Number	0073390235
Book / Page	7339 / 235
Map Reference	MB 7 PG 27
Instrument Date	Jun 24, 2020
Instrument	20200707000469750
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748

Mortgage

Document Number	20200707000469760
Date	Jul 7, 2020
Instrument	20200707000469760

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 14, 2018
Property Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748
Document Number	0069621434
Book / Page	6962 / 1434
Map Reference	MB 7 PG 27
Instrument Date	Aug 13, 2018
Instrument	20180814000463110
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 ZUMWALT XING, 608, O FALLON, MO 63366-4433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 SAINT BERNARD DR, O FALLON, MO 63366-1748

Mortgage

Document Number	20180814000463120
Date	Aug 14, 2018
Instrument	20180814000463120

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,387 (-)	$202,037 (-) Land $40,000 Building $162,037
2025	$2,482.00 (+1.22%)	$38,387 (+4.24%)	$202,037 (+4.24%) Land $40,000 Building $162,037
2024	$2,452.00 (+18.63%)
2023		$36,826 (+27.84%)
2022	$2,067.00	$28,806	$193,823 (+27.84%) Land $40,000 Building $153,823
2021			$151,612 Land $40,000 Building $111,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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