Warren County property record for 803 Elm Tree Dr, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,282 sqft · built 2006 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,150 (Oct 2021) |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-35-203-031-0 |
| Primary APN | 17-35-203-031-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Living Area |
| Gross Area | 2,682 sqft |
| 2nd Floor Area | 815 sqft |
| Basement Area | 652 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,631 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2635657 |
|---|---|
| Street Address | 803 ELM TREE DR |
| City | MORROW |
| State | OH |
| Zip | 45152-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNTON GROVE 5-2 LOT 195 |
| Legal Subdivision | THORNTON GROVE 5-2 |
| Legal Block | 657 |
| Legal Lot Number | 195 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 32205 |
Source: Warren County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 803 ELM TREE DR, MORROW, OH 45152-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on Record |
| Deed Sale | Oct 6, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2016 · Amount on Record |
| Deed Document Number | 202145284 |
| Prior Transfer Date | Nov 12, 2015 |
| Prior Transfer Doc | 0000033805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 24, 2026 |
| Property Address | 803 ELM TREE DR, MORROW, OH 45152-8631 |
| Document Number | 0000027178 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202627178 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 803 ELM TREE DR, MORROW, OH 45152-8631 |
| Document Number | 0000027178, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 202627178 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Oct 6, 2021 |
| Property Address | 803 ELM TREE DR, MORROW, OH 45152-8631 |
| Document Number | 2021045284 |
| Map Reference | MB 67 PG 66&67 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-045284 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 803 ELM TREE DR, MORROW, OH 45152-8631 |
| Document Number | 2021045285 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021-045285 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,482.00 (+16.02%) | $101,130 (+30.09%) Land $28,000 Building $73,130 | $288,950 (+30.09%) Land $80,000 Building $208,950 |
| 2023 | $3,863.00 (+1.5%) Homeowner's exemption | $77,739 (-) Land $12,915 Building $64,824 | |
| 2022 | $3,806.00 Homeowner's exemption | $77,739 Land $12,915 Building $64,824 | $222,110 (-) Land $36,900 Building $185,210 |
| 2021 | $222,110 Land $36,900 Building $185,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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