773 Elm Tree Dr, Morrow, OH 45152 Property Records

Warren County property record for 773 Elm Tree Dr, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,872 sqft · built 2007
Lot Size0.442 acres (19,262 sqft)
OwnerIndividual Name on Record
Last Sale$284,833 (May 2007)
Tax Bill$5,430 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-35-203-026-0

Property Details

APN / Parcel Number

Primary APN17-35-203-026-0
Alternative APNs
  • 1735203026
  • 2635652

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,872 sqft Living Area
Gross Area3,188 sqft
1st Floor Area1,212 sqft
2nd Floor Area580 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area19,262 sqft (0.442 acres)
Garage TypeAttached
Garage Area316 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area126 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2635652
Street Address773 ELM TREE DR
CityMORROW
StateOH
Zip45152-8629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNTON GROVE 5-2 LOT 190
Legal SubdivisionTHORNTON GROVE 5-2
Legal Block652
Legal Lot Number190
JurisdictionWARREN OH
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1002
Census Tract32205

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address773 ELM TREE DR, MORROW, OH 45152-8629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 27, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2007 · Amount on Record
Deed SaleMay 30, 2007 · Amount on Record
Prior SaleOct 5, 2005
Deed Document Number2007649974
Deed Book / Page4465 / 932
Last Transfer DateJul 9, 2008
Transfer Doc0047120086
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address773 ELM TREE DR, MORROW, OH 45152-8629
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address773 ELM TREE DR, MORROW, OH 45152-8629

Mortgage

Document Number0000027546
DateDec 28, 2023
Instrument2023-027546
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 23, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address773 ELM TREE DR, MORROW, OH 45152-8629
Document Number0000005599
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address773 ELM TREE DR MORROW OH 451528629, MORROW, OH 45152-8629

Mortgage

Document Number0000005599
DateFeb 17, 2017
Instrument5599
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term444 Months
DueFeb 16, 2054
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionHamilton Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,430.00 (-0.33%)$132,740 (+25.94%) Land $28,000 Building $104,740$379,260 (+25.94%) Land $80,000 Building $299,260
2024$5,448.00 (+13.52%)
2023$4,799.00 (+1.42%) Homeowner's exemption$105,399 (-) Land $12,915 Building $92,484
2022$4,732.00 Homeowner's exemption$105,399 Land $12,915 Building $92,484$301,140 (-) Land $36,900 Building $264,240
2021$301,140 Land $36,900 Building $264,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY
serves 99,000 people · EPA ID OH8301512
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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