Warren County property record for 797 Elm Tree Dr, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,662 sqft · built 2009 |
| Lot Size | 0.267 acres (11,639 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,322 (Sep 2009) |
| Tax Bill | $5,366 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-35-203-030-0 |
| Primary APN | 17-35-203-030-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| 2nd Floor Area | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 11,639 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2635656 |
|---|---|
| Old Parcel Number | 1735203030 |
| Street Address | 797 ELM TREE DR |
| City | MORROW |
| State | OH |
| Zip | 45152-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNTON GROVE 5-2 #194 |
| Legal Subdivision | THORNTON GROVE 5-2 |
| Legal Block | 203 |
| Legal Lot Number | 194 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 32205 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 797 ELM TREE DR, MORROW, OH 45152-8629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Jul 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2009 · Amount on Record |
| Deed Sale | Sep 14, 2009 · Amount on Record |
| Prior Sale | Jun 8, 2009 · Amount on Record |
| Deed Document Number | 0004952932 |
| Deed Book / Page | 4952 / 932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 797 ELM TREE DR, MORROW, OH 45152-8629 |
| Document Number | 0000000179 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 797 ELM TREE DR MORROW OH 451528629, MORROW, OH 45152-8629 |
| Document Number | 0000000179 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 179 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jan 3, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 797 ELM TREE DR, MORROW, OH 45152-8629 |
| Document Number | 0000022214 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Title Company | ACS TITLE, ACS TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 797 ELM TREE DR MORROW OH 451528629, MORROW, OH 45152-8629 |
| Document Number | 0000022214 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 22214 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2032 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,366.00 (+13.21%) | $121,146 (+26.92%) Land $28,000 Building $93,146 | $346,130 (+26.92%) Land $80,000 Building $266,130 |
| 2023 | $4,740.00 (+1.41%) Homeowner's exemption | $95,452 (-) Land $12,915 Building $82,537 | |
| 2022 | $4,674.00 Homeowner's exemption | $95,452 Land $12,915 Building $82,537 | $272,720 (-) Land $36,900 Building $235,820 |
| 2021 | $272,720 Land $36,900 Building $235,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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