803 E Terra Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 803 E Terra Ln, O Fallon, MO 63366

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1960
Lot Size	1.67 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Feb 2022)
Tax Bill	$4,759 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199263A000`

Property Details

APN / Parcel Number

Primary APN	`199263A000`
Alternative APN	`2-056B-S028-00-0083.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Basement Area	1,188 sqft

Exterior

Year Built	Built 1960
Exterior Material	Composition/Composite
Lot Area	73,181 sqft (1.67 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	199263A000
Old Parcel Number	199263A000
Street Address	803 E TERRA LN
City	O FALLON
State	MO
Zip	63366-2747
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AC0
Legal Description	PT SW NE 1/4
Legal Range	03E
Legal Township	47N
Legal Section	28
Legal Subdivision	NORTHWOOD ESTATE 02
Legal Lot Number	83
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	311602

Owner

Source: St. Charles County records · APN 199263A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2050 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6542
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	0202211258
Deed Book / Page	2022 / 11258
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 25, 2022
Property Address	803 E TERRA LN, O FALLON, MO 63366-2747
Document Number	0000011258
Instrument Date	Feb 18, 2022
Instrument	2022R-011258
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6542

Mortgage

Document Number	0000011259
Date	Feb 25, 2022
Instrument	2022R-011259

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,759.00	$74,214 (+3.16%)	$390,600 (+3.16%) Land $219,543 Building $171,057
2023		$71,940
2022			$378,630 Land $219,543 Building $159,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Gateway Fiber Holdings, Verizon, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OFALLON PWS serves 32,515 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.