St. Charles County property record for 1073 E Terra Ln, #4, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 1,248 sqft · built 1985 |
| Lot Size | 0.028 acres (1,228 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A860003590 |
| Primary APN | A860003590 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,228 sqft (0.028 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | A860003590 |
|---|---|
| Street Address | 1073 E TERRA LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-2750 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | AB3 |
| Legal Description | FRUEND COMMERCIAL CONDO UNIT 4 |
| Legal Subdivision | FRUEND COMM CONDO |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311602 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 VILLAGE DR W, SAINT CHARLES, MO 63303-5180 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 |
| Deed Sale | Aug 23, 2023 |
| Deed Document Number | 202334013 |
| Prior Transfer Date | Aug 21, 2023 |
| Prior Transfer Doc | 0000034013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2023 |
| Property Address | 1073 E TERRA LN, O FALLON, MO 63366-2750 |
| Document Number | 0000034014 |
| Map Reference | MB 25 PG 47 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023R-034014 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 VILLAGE DR W, SAINT CHARLES, MO 63303-5180 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2023 |
| Property Address | 1073 E TERRA LN, O FALLON, MO 63366-2750 |
| Document Number | 0000034013 |
| Map Reference | MB 25 PG 47 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023R-034013 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 VILLAGE DR W, SAINT CHARLES, MO 63303-5180 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,043 (-) | $125,133 (-) Building $125,133 | |
| 2025 | $2,757.00 | $40,043 (-) | $125,133 (-) |
| 2023 | $40,043 | ||
| 2022 | $125,133 Building $125,133 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber, i3 Broadband, Verizon, Wisper ISP.
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