St. Charles County property record for 1055 E Terra Ln, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 960 sqft · built 1985 |
| Lot Size | 0.022 acres (962 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,143 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A860003589 |
| Primary APN | A860003589 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 962 sqft (0.022 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | A860003589 |
|---|---|
| Street Address | 1055 E TERRA LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-2750 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | AB3 |
| Legal Description | FRUEND COMMERCIAL CONDO UNIT 3 |
| Legal Subdivision | FRUEND COMM CONDO |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311602 |
Source: St. Charles County records · APN A860003589
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 VILLAGE DR W, SAINT CHARLES, MO 63303-5180 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 |
| Deed Sale | Aug 23, 2023 |
| Deed Document Number | 202334011 |
| Prior Transfer Date | Aug 21, 2023 |
| Prior Transfer Doc | 0000034011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2023 |
| Property Address | 1055 E TERRA LN, O FALLON, MO 63366-2750 |
| Document Number | 0000034011 |
| Map Reference | MB 1065 PG 192 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023R-034011 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 VILLAGE DR, SAINT CHARLES, MO 63303-5178 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2023 |
| Property Address | 1055 E TERRA LN, O FALLON, MO 63366-2750 |
| Document Number | 0000034012 |
| Map Reference | MB 25 PG 47 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023R-034012 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 VILLAGE DR W, SAINT CHARLES, MO 63303-5180 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1055 E TERRA LN, O FALLON, MO 63366-2750 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 242 CORNWALL DR, WELDON SPRING, MO 63304-5714 |
| Document Number | 2021R017044 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021R-017044 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,128 (-) | $97,276 (-) Building $97,276 | |
| 2025 | $2,143.00 | $31,128 (-) | $97,276 (-) |
| 2023 | $31,128 | ||
| 2022 | $97,276 Building $97,276 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber Holdings, Verizon, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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