803 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 803 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2015
Lot Size	0.111 acres (4,840 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2024)
Tax Bill	$2,080 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Oct 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-180-009.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-180-009.000-023`
Alternative APN	`01610281156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft

Exterior

Year Built	Built 2015
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,840 sqft (0.111 acres)
Lot Dimensions	110 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610281156
Street Address	803 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 FT S SIDE 4TH ST PT FARM LOT 19 STOKES SURVEY 2ND ST FARM LOT 15 15 37 3E
Legal Range	03E
Legal Township	37
Legal Section	15
Legal Subdivision	M W STOKES SURV
Legal Lot Number	19,15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4014
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	803 E 4TH ST, MISHAWAKA, IN 46544-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Oct 18, 2016	Warranty Deed, Transfer · Commercial Mortgage FIRST SOURCE BANK
Dec 8, 2009	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Oct 18, 2016
Deed Document Number	0002423552
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 7, 2024
Property Address	803 E 4TH ST, MISHAWAKA, IN 46544-2226
Document Number	0002423552
Instrument Date	Sep 30, 2024
Instrument	2423552
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 4TH ST, MISHAWAKA, IN 46544-2226

Mortgage

Document Number	0002423553
Date	Oct 7, 2024
Instrument	2423553

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 18, 2016
Property Address	803 E 4TH ST, MISHAWAKA, IN 46544-2226
Document Number	0001628024
Instrument Date	Oct 14, 2016
Instrument	1628024
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 4TH ST, MISHAWAKA, IN 46544-2226

Mortgage

Document Number	0001628025
Date	Oct 18, 2016
Instrument	1628025

Lender

Name	FIRST SOURCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 8, 2009
Property Address	803 E 4TH ST, MISHAWAKA, IN 46544-2226
Document Number	0000940038
Instrument Date	Dec 1, 2009
Instrument	0940038
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E 3RD ST, MISHAWAKA, IN 46544-2241
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,400 (-6.75%) Land $21,900 Building $131,500	$153,400 (-6.75%) Land $21,900 Building $131,500
2024	$2,080.00 (+8.96%)
2023	$1,909.00 (-0.26%)	$164,500 (-0.96%) Land $21,900 Building $142,600	$164,500 (-0.96%) Land $21,900 Building $142,600
2022	$1,914.00 Homeowner's exemption	$166,100 Land $21,900 Building $144,200	$166,100 Land $21,900 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures