807 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 807 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1902
Lot Size	0.11 acres (4,796 sqft)
Owner	Individual Name on Record
Tax Bill	$1,188 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-180-010.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-180-010.000-023`
Alternative APN	`01610281157`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Basement Area	768 sqft

Exterior

Year Built	Built 1902
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,796 sqft (0.11 acres)
Lot Dimensions	109 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610281157
Street Address	807 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 FT S SIDE 4TH ST MID PT FARM LOT 1. 36 FT S SIDE 4TH ST ADJ PARKS LOT 15 2ND ST FARM LOT 15 37 3E
Legal Range	03E
Legal Township	37
Legal Section	15
Legal Lot Number	15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4014
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 E 4TH ST, MISHAWAKA, IN 46544-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Jan 5, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 1994
Deed Sale	Jul 28, 1994
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	807 E 4TH ST, MISHAWAKA, IN 46544-2226
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002034381
Date	Nov 4, 2020
Instrument	2034381

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	807 E 4TH ST, MISHAWAKA, IN 46544-2226
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TITLE WORKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600185
Date	Jan 5, 2006
Instrument	0600185

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2036
Prepayment Penalty	00 Months

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,600 (-5.08%) Land $21,300 Building $70,300	$91,600 (-5.08%) Land $21,300 Building $70,300
2024	$1,188.00 (+12.82%)
2023	$1,053.00 (-2.23%)	$96,500 (-0.62%) Land $21,300 Building $75,200	$96,500 (-0.62%) Land $21,300 Building $75,200
2022	$1,077.00	$97,100 Land $21,300 Building $75,800	$97,100 Land $21,300 Building $75,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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