736 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 736 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1885
Lot Size	0.097 acres (4,224 sqft)
Owner	Company Name on Record
Last Sale	$22,100 (Apr 2013)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-034.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-034.000-023`
Alternative APN	`01610281148`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,704 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,224 sqft (0.097 acres)
Lot Dimensions	132 ft deep x 32 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	736 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 1/2 FT N SIDE E 1/2 W 1/2 4TH ST FARM LOT 18 2ND ST FARM LOT 15 37 3E
Legal Range	3E
Legal Township	37N
Legal Section	15
Legal Subdivision	2ND ST FARM
Legal Lot Number	18,15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3031
Census Tract	10300

Owner

Source: St. Joseph County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1290 E IRELAND RD, 100V, SOUTH BEND, IN 46614-3476
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage SDK FINANCIAL SOLO 401K TRUST
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage INTERRA CREDIT UNION
Jun 19, 2014	Intrafamily Transfer, Transfer
Apr 10, 2013	Special Warranty Deed, Transfer
Dec 26, 2012	Sheriff's Deed, Foreclosure
Dec 20, 2006	Warranty Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP
Aug 10, 2005	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2013 · Amount on Record
Deed Sale	Apr 10, 2013 · Amount on Record
Prior Sale	Dec 26, 2012 · Amount on Record
Deed Document Number	201310561
Last Transfer Date	Jun 19, 2014
Transfer Doc	0000014302
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002319504
Date	Aug 22, 2023
Instrument	2319504

Lender

Name	SDK FINANCIAL SOLO 401K TRUST
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 3, 2026
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Document Number	0000013892
Instrument Date	May 29, 2026
Instrument	202613892
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000013892,
Date	Jun 3, 2026
Instrument	202613892

Lender

Name	INTERRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 29, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 19, 2014
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Document Number	0001414302
Instrument Date	Jun 19, 2014
Instrument	1414302
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 E IRELAND RD STE 100V, 100V, SOUTH BEND, IN 46614-3476

April 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 10, 2013
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Document Number	0001310561
Instrument Date	Feb 21, 2013
Instrument	1310561
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 NATIONAL WAY, SIMI VALLEY, CA 93065-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LINCOLNWAY W # B, B, OSCEOLA, IN 46561-2015

December 2012: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 26, 2012
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Document Number	0001241016
Instrument Date	Dec 13, 2012
Instrument	1241016
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 N BEACH ST, FORT WORTH, TX 76137-2733

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 20, 2006
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Document Number	0000654237
Instrument Date	Dec 14, 2006
Instrument	0654237
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000654238
Date	Dec 20, 2006
Instrument	0654238

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037
Prepayment Penalty	00 Months

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Type Change Date	Jan 1, 2009
Change Frequency	6 Months
Min Rate At Change	7.95%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Max Rate	13.9%

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 10, 2005
Property Address	736 E 4TH ST, MISHAWAKA, IN 46544-2229
Document Number	0000536243
Instrument Date	Aug 5, 2005
Instrument	0536243
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 DUDLEY DR, MISHAWAKA, IN 46544-6273

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 (+68.11%)	$97,700 (+110.11%) Land $17,000 Building $80,700	$97,700 (+110.11%) Land $17,000 Building $80,700
2024	$1,088.00 (-1.09%)
2023	$1,100.00 (-3.68%)	$46,500 (-3.73%) Land $5,700 Building $40,800	$46,500 (-3.73%) Land $5,700 Building $40,800
2022	$1,142.00	$48,300 Land $5,700 Building $42,600	$48,300 Land $5,700 Building $42,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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