739 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 739 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,840 sqft · built 1900
Lot Size	0.166 acres (7,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,190 (Sep 2020)
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-011.000-023`
Alternative APN	`01610281144`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,840 sqft Living Area
Gross Area	5,412 sqft
1st Floor Area	2,706 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,238 sqft (0.166 acres)
Lot Dimensions	154 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft
Lean-To	40 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	739 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47 FT S SIDE 3RD ST BEG 78 FT E OF NW COR 2ND ST FARM LOT 15 37 3E
Legal Range	3E
Legal Township	37N
Legal Section	15
Legal Subdivision	2ND ST FARM
Legal Lot Number	15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	739 E 3RD ST, MISHAWAKA, IN 46544-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
May 4, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	May 4, 2020
Deed Document Number	202028298
Prior Transfer Date	Apr 23, 2020
Prior Transfer Doc	0000011364
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	739 E 3RD ST, MISHAWAKA, IN 46544-2238
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002139233
Date	Nov 3, 2021
Instrument	2139233

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 26, 2033

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	739 E 3RD ST, MISHAWAKA, IN 46544-2238
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002112718
Date	Apr 19, 2021
Instrument	2112718

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 14, 2033

Interest

Rate Type	Adjustable Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	739 E 3RD ST, MISHAWAKA, IN 46544-2238
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002402362
Date	Feb 2, 2024
Instrument	2402362

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Feb 26, 2036

Interest

Rate Type	Adjustable Rate

May 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 4, 2020
Property Address	739 E 3RD ST, MISHAWAKA, IN 46544-2238
Document Number	0002011364
Instrument Date	Apr 23, 2020
Instrument	2011364
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E 3RD ST, MISHAWAKA, IN 46544-2238

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,757.00 (-15.01%)	$119,100 (-3.87%) Land $26,400 Building $92,700	$119,100 (-3.87%) Land $26,400 Building $92,700
2024	$3,244.00 (+11.25%)
2023	$2,916.00 (+1.29%)	$123,900 (+0.08%) Land $26,400 Building $97,500	$123,900 (+0.08%) Land $26,400 Building $97,500
2022	$2,879.00	$123,800 Land $26,400 Building $97,400	$123,800 Land $26,400 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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