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738 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 738 E 3rd St, Mishawaka, IN 46544

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,320 sqft · built 1885
Lot Size0.094 acres (4,092 sqft)
OwnerIndividual Name on File
Last Sale$167,583 (May 2024)
Tax Bill$724 (2024)
Deeds & MortgagesJun 2020 Mortgage
May 2024 Sale & Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN71-09-15-177-030.000-023

Property Details

APN / Parcel Number

Primary APN71-09-15-177-030.000-023
Alternative APN
  • 01610281138

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,320 sqft Living Area
Gross Area3,256 sqft
1st Floor Area1,160 sqft
Basement Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,092 sqft (0.094 acres)
Lot Dimensions132 ft deep x 31 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address738 E 3RD ST
CityMISHAWAKA
StateIN
Zip46544-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMID 31 1/4 FT N SIDE 3RD ST PT FARM LOT 18 2ND ST FARM LOT 15 37 3E
Legal Range3E
Legal Township37N
Legal Section15
Legal Subdivision2ND ST FARM
Legal Lot Number18,15
JurisdictionST JOSEPH IN
Township / Civil DivisionPENN
Census Block Group3
Census Block3021
Census Tract10300

Owner

Source: St. Joseph County records · APN 71-09-15-177-030.000-023

Assessment roll updated March 11, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SOURCE BANK
May 10, 2024Warranty Deed, Transfer · Conventional Mortgage
BAILEY & WOOD FINANCIAL GROUP
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SOURCE BANK
Oct 28, 2019Quit Claim Deed, Subdivision Related Transfer
Quitclaim
Oct 09, 2014Warranty Deed, Transfer
MERIDIAN TITLE
Oct 09, 2014Warranty Deed, Transfer
MERIDIAN TITLE
Feb 06, 2013Intrafamily Transfer, Transfer
Dec 28, 2011Warranty Deed, Transfer
MERIDIAN TITLE, MERIDIAN TITLE CORP
Dec 02, 2011Deed, Transfer
MERIDIAN TITLE, MERIDIAN TITLE CORP
Oct 22, 2008Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Prior SaleOct 09, 2014
Deed Document Number202410150
Prior Transfer DateFeb 01, 2013
Prior Transfer Doc0000003754
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002017302
DateJun 24, 2020
Instrument2017302
Lender
NameFIRST SOURCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueJul 17, 2037
Interest
Rate TypeAdjustable Rate

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateMay 10, 2024
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0002410150
Instrument DateMay 02, 2024
Instrument2410150
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyMETROPLITAN TITLE, METROPOLITAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 E 3RD ST, MISHAWAKA, IN 46544-2239

Mortgage

Document Number0002410151
DateMay 10, 2024
Instrument2410151
Lender
NameBAILEY & WOOD FINANCIAL GROUP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017302
DateJun 24, 2020
Instrument2017302
Lender
NameFIRST SOURCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueJul 17, 2037
Interest
Rate TypeAdjustable Rate

October 2019: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH IN
Recording DateOct 28, 2019
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0001928135
Instrument DateOct 16, 2019
Instrument1928135
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 E 3RD ST, MISHAWAKA, IN 46544-2239

October 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateOct 09, 2014
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0001425282
Instrument DateOct 02, 2014
Instrument1425282
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21979 ROOSEVELT RD, SOUTH BEND, IN 46614-9610

October 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateOct 09, 2014
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0001425251
Instrument DateSep 30, 2014
Instrument1425251
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 N COLLEGE AVE # 87, 87, PRINCETON, MO 64673-1051
InvestorPossibly a Property Investor

February 2013: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH IN
Recording DateFeb 06, 2013
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0001303754
Instrument DateFeb 01, 2013
Instrument1303754
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12048 JEFFERSON BLVD, MISHAWAKA, IN 46545-7727

December 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateDec 28, 2011
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0001134775
Instrument DateDec 20, 2011
Instrument1134775
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12048 JEFFERSON BLVD, MISHAWAKA, IN 46545-7727

December 2011: Deed, Transfer

Document TypeDeed
JurisdictionST JOSEPH IN
Recording DateDec 02, 2011
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0001132116
Instrument DateNov 28, 2011
Instrument1132116
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2017 LINDER AVE, MISHAWAKA, IN 46544-2621

October 2008: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH IN
Recording DateOct 22, 2008
Property Address738 E 3RD ST, MISHAWAKA, IN 46544-2239
Document Number0000834419
Instrument DateJul 30, 2008
Instrument0834419
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionPenn Township
MunicipalityMishawaka City
Unified School DistrictMishawaka School City (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$74,300 (-5.23%) Land $16,500 Building $57,800$74,300 (-5.23%) Land $16,500 Building $57,800
2024$724.00 (-60.65%)
2023$1,840.00 (+98.7%)$78,400 (+98.48%) Land $16,500 Building $61,900$78,400 (+98.48%) Land $16,500 Building $61,900
2022$926.00$39,500 Land $16,500 Building $23,000$39,500 Land $16,500 Building $23,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Mercury Broadband, Verizon.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMISHAWAKA UTILITIES
serves 49,675 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead7 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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