803 Cobblestone Dr, Troy, OH 45373 Property Records

Miami County property record for 803 Cobblestone Dr, Troy, OH 45373

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,182 sqft · built 1989
Lot Size	0.027 acres (1,217 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Sep 2002)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-099845`

Property Details

APN / Parcel Number

Primary APN	`D08-099845`
Alternative APNs	`050619.4-02-001-02` `D08SW178 00200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,182 sqft Living Area
1st Floor Area	662 sqft
2nd Floor Area	324 sqft
Upper Floors Area	520 sqft

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,217 sqft
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	50 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SW178 00200
Street Address	803 COBBLESTONE DR
City	TROY
State	OH
Zip	45373-2343
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	IL 7439 - UNIT 2 COBBLESTONE POINTE ONE
Legal Subdivision	COBBLESTONE POINTE ONE
Legal Lot Number	7439
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1004
Census Tract	365001

Owner

Source: Miami County assessment roll, APN D08-099845, as of January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	803 COBBLESTONE DR, TROY, OH 45373-2343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2002 · Amount on Record
Deed Sale	Sep 05, 2002 · Amount on Record
Deed Document Number	1713
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	803 COBBLESTONE DR, TROY, OH 45373-2343
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010613
Date	Sep 26, 2023
Instrument	2023OR-10613

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Miami County assessment roll as of January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 (-31.39%) Homeowner's exemption	$51,380 (+24.29%) Land $12,600 Building $38,780	$146,800 (+24.3%) Land $36,000 Building $110,800
2024	$1,558.00 (+31.37%) Homeowner's exemption	$41,340 (-) Land $12,080 Building $29,260
2023	$1,186.00 (-8.56%) Homeowner's exemption	$41,340 (-) Land $12,080 Building $29,260	$118,100 (-) Land $34,500 Building $83,600
2022	$1,297.00 Homeowner's exemption	$41,340 Land $12,080 Building $29,260	$118,100 Land $34,500 Building $83,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093650011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 104 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH5501612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 26,305 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.