Miami County property record for 819 Cobblestone Dr, Troy, OH 45373
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,268 sqft · built 1992 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $210,000 (Nov 2024) |
| Tax Bill | $2,302 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101326 |
| Primary APN | D08-101326 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 2,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,047 sqft (0.047 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 819 COBBLESTONE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2343 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | IL 7580 - UNIT 11 COBBLESTONE POINTE THREE |
| Legal Subdivision | COBBLESTONE POINTE THREE |
| Legal Lot Number | 7580 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365001 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 819 COBBLESTONE DR, TROY, OH 45373-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on Record |
| Deed Sale | Nov 7, 2024 · Amount on Record |
| Prior Sale | Jan 11, 2007 · Amount on Record |
| Deed Document Number | 202411533 |
| Prior Transfer Date | Oct 4, 2024 |
| Prior Transfer Doc | 0000010237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 819 COBBLESTONE DR, TROY, OH 45373-2343 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000444 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026OR-00444 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | 1280 EXPERIMENT FARM RD, TROY, OH 45373 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,302.00 (+53.98%) | $67,870 (+37.31%) Land $12,600 Building $55,270 | $193,900 (+37.32%) Land $36,000 Building $157,900 |
| 2024 | $1,495.00 (+0.61%) Homeowner's exemption | $49,430 (-) Land $12,080 Building $37,350 | |
| 2023 | $1,486.00 (-4.31%) Homeowner's exemption | $49,430 (-) Land $12,080 Building $37,350 | $141,200 (-) Land $34,500 Building $106,700 |
| 2022 | $1,553.00 Homeowner's exemption | $49,430 Land $12,080 Building $37,350 | $141,200 Land $34,500 Building $106,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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