816 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 816 3rd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2005
Square Footage	1,384 sqft Living Area
Lot Size	18,200 sqft (0.417 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$95,500 (2008)
Tax Bill	$2,004.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`033 036`
Alternative APN	`6286138`

Interior

Full Baths	1 Baths
Building Area	1,384 sqft Living Area
Gross Area	1,224 sqft Gross Area
1st Floor	1,224 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	18,200 sqft (0.417 acres)
Depth X Width	182 ft x 100 ft Depth x Width
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Deck Area	576 sqft Deck
Porch	1 Porch
Porch Area	144 sqft Porch
Canopy Area	320 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	6286138
Old Parcel Number	033 036
Street Address	816 3RD ST
City	SPENCER
State	NC
Zip	28159-1608
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L25-26 BLK 27 OAKLAND PARK
Legal Subdivision	OAKLAND PARK
Legal Block	27
Legal Lot Number	25
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3028
Census Tract	50700

Owner

Source: Rowan County records · APN 033 036

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	816 3RD ST, SPENCER, NC 28159-1608
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2008 · Amount on Record
Deed Sale	Feb 25, 2008 · Amount on Record
Prior Sale	Apr 24, 2007 · Amount on Record
Deed Doc Number	0001115482
Deed Book / Page	1115 / 482
Record Refreshed	Jun 07, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	816 3RD ST, SPENCER, NC 28159-1608
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013380722
Date	Nov 25, 2019
Book Page	1338/0722

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,004.00	$177,431 Land $28,500 Building $148,931	$177,431 Land $28,500 Building $148,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.