Bay County property record for 8028 Oakview Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,746 sqft · built 1986 |
| Lot Size | 1.06 acres (46,434 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,722 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05432-163-000 |
| Primary APN | 05432-163-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,746 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 46,434 sqft (1.06 acres) |
| Lot Dimensions | 150 ft deep x 139 ft wide |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8028 OAKVIEW DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | SPIKES ADDITION TO HIGHPOINT LOTS 22 & 23 BLK B ORB 3328 P 963 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | SPIKES ADDITION |
| Legal Block | B |
| Legal Lot Number | 22,23 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 402 |
8028 Oakview Dr is owned and occupied by an individual who acquired it in June 2011.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8028 OAKVIEW DR, PANAMA CITY, FL 32404-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2011 |
| Transfer Doc | 0033280963 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 8028 Oakview Dr was $1,722 with a homeowner's exemption, up 1.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (+1.23%) Homeowner's exemption | $178,796 | $224,919 Land $82,014 Building $142,905 |
| 2024 | $1,701.00 (+21.33%) | ||
| 2023 | $1,402.00 (+11.54%) Homeowner's exemption | $147,827 (+3%) | $152,305 (+6.12%) Land $69,815 Building $82,490 |
| 2022 | $1,257.00 Homeowner's exemption | $143,521 Land $66,960 Building $76,561 | $143,521 Land $66,960 Building $76,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8028 Oakview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8028 Oakview Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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