7927 Oakview Dr, Panama City, FL 32404 Property Records

Bay County property record for 7927 Oakview Dr, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,913 sqft · built 2016
Lot Size	0.527 acres (22,956 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Jul 2020)
Tax Bill	$2,832 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05432-113-000`

Property Details

APN / Parcel Number

Primary APN	`05432-113-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,353 sqft
1st Floor Area	1,913 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,956 sqft (0.527 acres)
Lot Dimensions	207 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	684 sqft
Porch	Open Porch
Porch Area	303 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7927 OAKVIEW DR
City	PANAMA CITY
State	FL
Zip	32404-5276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	SPIKES ADDITION TO HIGHPOINT LOT 7 BLK A ORB 4277 P 377
Legal Range	13W
Legal Township	02S
Legal Section	19
Legal Subdivision	SPIKES ADDITION
Legal Block	A
Legal Lot Number	7
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1057
Census Tract	402

Owner

7927 Oakview Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7927 OAKVIEW DR, PANAMA CITY, FL 32404-5276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Nov 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	May 21, 2015 · Amount on File
Deed Document Number	202047575
Deed Book / Page	4277 / 377
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0040601006
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 22, 2020
Property Address	7927 OAKVIEW DR, PANAMA CITY, FL 32404-5276
Document Number	0042770377
Book / Page	4277 / 377
Map Reference	MB 14 PG 109
Instrument Date	Jul 20, 2020
Instrument	2020047575
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1476 UNDERWOOD RD, 1476, GRACEVILLE, FL 32440-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7927 OAKVIEW DR, PANAMA CITY, FL 32404-5276

Mortgage

Document Number	0004277379
Date	Jul 22, 2020
Instrument	4277/379

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 15, 2018
Property Address	7927 OAKVIEW DR, PANAMA CITY, FL 32404-5276
Document Number	0040601006
Book / Page	004060 / 001006
Instrument Date	Jul 23, 2018
Instrument	65244
Transaction Type	Transfer
Record Updated	Dec 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7927 OAKVIEW DR CALLAWAY FL 324045276, CALLAWAY, FL 32404-5276

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$288,379	$306,456 Land $38,087 Building $268,369
2023	$2,832.00 (+9.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$272,089 (+3%)	$288,369 (+9.16%) Land $32,422 Building $255,947
2022	$2,586.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$264,164 Land $31,096 Building $233,068	$264,164 Land $31,096 Building $233,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7927 Oakview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	10 (2013–2018)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7927 Oakview Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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