Bay County property record for 7928 Oakview Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1993 |
| Lot Size | 1.08 acres (47,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,125 (Aug 1990) |
| Tax Bill | $1,326 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05432-149-000 |
| Primary APN | 05432-149-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,852 sqft Heated Area |
| Gross Area | 3,262 sqft |
| 1st Floor Area | 1,852 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 47,219 sqft (1.08 acres) |
| Lot Dimensions | 192 ft deep x 246 ft wide |
| Garage Area | 840 sqft |
| Driveway | Driveway |
| Driveway Area | 924 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 378 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7928 OAKVIEW DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | SPIKES ADDITION TO HIGHPOINT LOT 15 BLK B ORB 1284 P 1736 MAP 126C |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | SPIKES ADDITION TO HIGHPOINT |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 402 |
7928 Oakview Dr is owned and occupied by two individuals who bought it in August 1990.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7928 OAKVIEW DR, PANAMA CITY, FL 32404-5275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 1990 · Amount on File |
| Deed Sale | Aug 8, 1990 · Amount on File |
| Deed Document Number | 0012841736 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7928 Oakview Dr was $1,326 with a homeowner's exemption, up 0.7% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 (+0.68%) Homeowner's exemption | $146,846 (+2.9%) | $259,234 (+8.65%) Land $83,178 Building $176,056 |
| 2024 | $1,317.00 (+2.49%) Homeowner's exemption | $142,707 (+3%) | $238,587 (+10.03%) Land $72,911 Building $165,676 |
| 2023 | $1,285.00 (+11.45%) Homeowner's exemption | $138,550 (+3%) | $216,829 (+7.87%) Land $70,806 Building $146,023 |
| 2022 | $1,153.00 Homeowner's exemption | $134,515 | $201,016 Land $67,910 Building $133,106 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7928 Oakview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7928 Oakview Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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