Schenectady County and Schenectady City property record for 792 Oregon Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 15,681 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $8,041.00 (2025) |
| Primary APN | 421500 50.64-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,176 sqft Living Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Upper Floors | 202 sqft Upper Floors |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 15,681 sqft (0.36 acres) |
| Depth X Width | 181 ft x 213 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Porch Area | 445 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 792 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GORE LOT 1 WOOD & GAR |
| Legal Subdivision | PROPERTY BELONGING TO MERRITT HAMMOND |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records · APN 421500 50.64-1-3
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 792 OREGON AVE, SCHENECTADY, NY 12309-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 08, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Prior Sale | Sep 08, 2017 · Amount on Record |
| Deed Doc Number | 202234193 |
| Deed Book / Page | 2087 / 471 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 30, 2022 |
| Property Address | 792 OREGON AVE, SCHENECTADY, NY 12309-6422 |
| Document Number | 0000034193 |
| Book / Page | 2087 / 471 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202234193 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 792 OREGON AVE, 792, SCHENECTADY, NY 12309-6422 |
| Name | Verified Name |
|---|---|
| Address | 1349 UNION ST, SCHENECTADY, NY 12308-3020 |
| Document Number | 0000034194 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 202234194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 08, 2017 |
| Property Address | 792 OREGON AVE, SCHENECTADY, NY 12309-6422 |
| Document Number | 0000040713 |
| Book / Page | 1970 / 846 |
| Map Reference | MB 1915 PG 949 |
| Instrument Date | Sep 01, 2017 |
| Instrument | 201740713 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1389 NOTT ST, 1389, SCHENECTADY, NY 12308-2634 |
| Name | Verified Name |
|---|---|
| Address | 465 MANCHESTER RD, SCHENECTADY, NY 12304-3909 |
| Document Number | 0000040714 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 201740714 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,041.00 (+4.55%) | $159,300 (-) Land $31,700 Building $127,600 | $263,785 (+30.82%) Land $52,492 Building $211,293 |
| 2023 | $159,300 (-) Land $31,700 Building $127,600 | $201,646 (+3.8%) Land $40,127 Building $161,519 | |
| 2022 | $159,300 Land $31,700 Building $127,600 | $194,268 Land $38,658 Building $155,610 | |
| 2021 | $7,691.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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