Monroe County property record for 802 N Topaz St, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,258 sqft · built 1977 |
| Lot Size | 0.084 acres (3,650 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jan 2023) |
| Tax Bill | $2,853 (2025) |
| Deeds & Mortgages | Jan 2023 Assignment Dec 2022 Assignment + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00486851-004100 |
| Primary APN | 00486851-004100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 3,650 sqft (0.084 acres) |
| Lot Dimensions | 73 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Patio Area | 31 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1596841 |
|---|---|
| Street Address | 802 N TOPAZ ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3847 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | LT 802 N TOPAZ AVE SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 OR755-1874/75 OR1004-1411/13 OR1105-782/83 OR1454-1506/07 OR1454-1508/09AFF/DC OR2646-104D/C OR2977-653 OR3204-4 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 12 |
| Legal Subdivision | SILVER SHORES MOBILE HOMES |
| Legal Tract | 1 |
| Legal Lot Number | 802 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 802 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Assignment of Lease, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Dec 7, 2022 | Assignment of Lease, Transfer ACUITY TITLE LLC |
| Jul 29, 2019 | Grant Deed, Transfer ABSOLUTE FIRST TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Apr 1, 1997 · Amount on Record |
| Deed Document Number | 20232402895 |
| Deed Book / Page | 3207 / 1829 |
| Prior Transfer Date | Jan 9, 2023 |
| Prior Transfer Doc | 0032071829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 10, 2023 |
| Property Address | 802 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Document Number | 0032071829 |
| Book / Page | 3207 / 1829 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2402895 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | ACUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Name | Verified Name |
|---|---|
| Address | 114 DOVE CREEK DR, TAVERNIER, FL 33070-2922 |
| Document Number | 0003204443 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 3204/443 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2052 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 7, 2022 |
| Property Address | 802 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Document Number | 0032040440 |
| Book / Page | 3204 / 440 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2399932 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ACUITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Name | Verified Name |
|---|---|
| Address | 114 DOVE CREEK DR, TAVERNIER, FL 33070-2922 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 29, 2019 |
| Property Address | 802 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Document Number | 0029770653 |
| Book / Page | 002977 / 000653 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2230485 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | ABSOLUTE FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 N TOPAZ ST KEY LARGO FL 330373847, KEY LARGO, FL 33037-3847 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,853.00 (+11.36%) | $271,909 (+12.71%) Land $206,773 Building $65,136 | $271,909 (+12.71%) Land $206,773 Building $65,136 |
| 2024 | $2,562.00 (+1.03%) | ||
| 2023 | $2,536.00 (+39.34%) | $241,237 (+44.88%) Land $176,697 Building $64,540 | $241,237 (+44.88%) Land $176,697 Building $64,540 |
| 2022 | $1,820.00 | $166,505 Land $131,583 Building $34,922 | $166,505 Land $131,583 Building $34,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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