Monroe County property record for 809 N Topaz St, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,208 sqft · built 1977 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Oct 2022) |
| Tax Bill | $2,553 (2024) |
| Deeds & Mortgages | Oct 2022 Assignment |
| Flood Zone | Zone AE (high risk) |
| APN | 00486851-005000 |
| Primary APN | 00486851-005000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 660 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1596931 |
|---|---|
| Old Parcel Number | 12623800486851005000 |
| Street Address | 809 N TOPAZ ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3846 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 809 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 12 |
| Legal Subdivision | SILVER SHORES MOBILE HOMES |
| Legal Tract | 1 |
| Legal Lot Number | 3,809 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 N TOPAZ ST, KEY LARGO, FL 33037-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2022 · Amount on Record |
| Deed Sale | Oct 1, 2022 · Amount on Record |
| Deed Document Number | 0003197969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 809 N TOPAZ ST, KEY LARGO, FL 33037-3846 |
| Document Number | 0031970969 |
| Book / Page | 3197 / 969 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2394136 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | ACUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2375 BROAD STREET RD, 2375, MAIDENS, VA 23102-2111 |
| Name | Verified Name |
|---|---|
| Address | 809 N TOPAZ ST, KEY LARGO, FL 33037-3846 |
| Document Number | 0003197972 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 3197/972 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282,835 (-0.03%) | $320,909 (+13.43%) Land $247,500 Building $73,409 | |
| 2024 | $2,553.00 (+0.43%) | ||
| 2023 | $2,542.00 (+167.3%) Homeowner's exemption | $282,919 (+235.59%) Land $211,500 Building $71,419 | $282,919 (+32.85%) Land $211,500 Building $71,419 |
| 2022 | $951.00 Homeowner's exemption | $84,305 | $212,956 Land $157,500 Building $55,456 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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