Monroe County property record for 812 N Topaz St, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1994 |
| Lot Size | 0.084 acres (3,650 sqft) |
| Owner | Company Name on Record |
| Last Sale | $15,500 (Jan 1992) |
| Tax Bill | $1,660 (2025) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00486851-004600 |
| Primary APN | 00486851-004600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Wood |
| Interior Walls | Masonry |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,650 sqft (0.084 acres) |
| Lot Dimensions | 73 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 1,296 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 636 sqft |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1596892 |
|---|---|
| Street Address | 812 N TOPAZ ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3847 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 812 NORTH TOPAZ AVE OR826-809 OR1198-2223 OR3252-121 OR3252-0115 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 12 |
| Legal Subdivision | SILVER SHORES MOBILE HOMES |
| Legal Tract | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 812 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1992 · Amount on Record |
| Deed Sale | Jan 1, 1992 · Amount on Record |
| Prior Sale | Dec 1, 1980 · Amount on Record |
| Deed Book / Page | 1198 / 2223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 28, 2023 |
| Property Address | 812 N TOPAZ ST, KEY LARGO, FL 33037-3847 |
| Document Number | 0032520115 |
| Book / Page | 3252 / 115 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2441220 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,660.00 (+4.73%) Homeowner's exemption | $156,414 (+5.99%) | $309,096 (+11.15%) Land $206,773 Building $102,323 |
| 2024 | $1,585.00 (+7.97%) | ||
| 2023 | $1,468.00 (+4.71%) Homeowner's exemption | $147,579 (+3%) | $278,094 (+19.36%) Land $176,697 Building $101,397 |
| 2022 | $1,402.00 Homeowner's exemption | $143,281 | $232,985 Land $131,583 Building $101,402 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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