Hamilton County property record for 525 E 108th St, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft · built 1959 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,115 (2025) |
| Deeds & Mortgages | Jul 2026 Re-recorded Document Jul 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-02-409-002.000-018 |
| Primary APN | 29-13-02-409-002.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,992 sqft |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 525 E 108TH ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46280-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 2, TOWNSHIP 17, RANGE 3, DIXIE HI-WAY, LOT PT 13 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 02 |
| Legal Subdivision | DIXIE HI-WAY |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 111006 |
Source: Hamilton County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 E 108TH ST, CARMEL, IN 46280-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Re-recorded Document NONE LISTED ON DOCUMENT |
| Jul 10, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 |
| Deed Sale | Jul 29, 2026 |
| Prior Sale | Sep 2, 2003 · Amount on Record |
| Deed Document Number | 202634181 |
| Prior Transfer Date | Jul 13, 2026 |
| Prior Transfer Doc | 0000034181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 29, 2026 |
| Property Address | 525 E 108TH ST, CARMEL, IN 46280-1005 |
| Document Number | 0000034181 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202634181 |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 E 108TH ST, CARMEL, IN 46280-1005 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 10, 2026 |
| Property Address | 525 E 108TH ST, CARMEL, IN 46280-1005 |
| Document Number | 0000031145 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202631145 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 E 108TH ST, CARMEL, IN 46280-1005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 525 E 108TH ST, CARMEL, IN 46280-1005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018054317 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018054317 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 6, 2058 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,115.00 (+2.48%) | $145,900 (+7.91%) Land $64,900 Building $81,000 | $145,900 (+7.91%) Land $64,900 Building $81,000 |
| 2024 | $1,088.00 (+2.16%) | $135,200 (-) Land $64,900 Building $70,300 | $135,200 (-) Land $64,900 Building $70,300 |
| 2023 | $1,065.00 (+16.65%) | $135,200 (+19.54%) Land $64,900 Building $70,300 | $135,200 (+19.54%) Land $64,900 Building $70,300 |
| 2022 | $913.00 | $113,100 Land $35,500 Building $77,600 | $113,100 Land $35,500 Building $77,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1986–2011) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jun 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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