Hamilton County property record for 640 E 108th St, Carmel, IN 46280
| Property Type | Row House |
|---|---|
| Details | 4 bd · 2 ba · 2,152 sqft · built 1959 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Feb 2023) |
| Tax Bill | $1,403 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-02-407-015.000-018 |
| Primary APN | 29-13-02-407-015.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 118 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1713020407015000 |
|---|---|
| Old Parcel Number | 291302407015000003 |
| Street Address | 640 E 108TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46280-1008 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | ACREAGE .00, SECTION 2, TOWNSHIP 17, RANGE 3, COLLEGE HEIGHTS, SECTION 2, LOT 4 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 02 |
| Legal Subdivision | COLLEGE HEIGHTS SEC 02 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 111006 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 640 E 108TH ST, CARMEL, IN 46280-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on Record |
| Deed Sale | Feb 8, 2023 · Amount on Record |
| Prior Sale | May 12, 2011 |
| Deed Document Number | 2023004020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 8, 2023 |
| Property Address | 640 E 108TH ST, CARMEL, IN 46280-1008 |
| Document Number | 0000004020 |
| Map Reference | MB 2 PG 45&46 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 2023004020 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 640 E 108TH ST, CARMEL, IN 46280-1008 |
| Document Number | 0000004021 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 2023004021 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175,500 (+9.41%) Land $58,500 Building $117,000 | $175,500 (+9.41%) Land $58,500 Building $117,000 | |
| 2024 | $1,403.00 (-15.02%) | $160,400 (+6.15%) Land $58,500 Building $101,900 | $160,400 (+6.15%) Land $58,500 Building $101,900 |
| 2023 | $1,651.00 (+21.76%) | $151,100 (+19.92%) Land $55,300 Building $95,800 | $151,100 (+19.92%) Land $55,300 Building $95,800 |
| 2022 | $1,356.00 | $126,000 Land $55,300 Building $70,700 | $126,000 Land $55,300 Building $70,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1986–2011) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jun 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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