80194 Montgomery Dr, Indio, CA 92203 Property Records

Riverside County property record for 80194 Montgomery Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 3,163 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,000 (Sep 2019)
Tax Bill	$8,068 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`750-420-016`

Property Details

APN / Parcel Number

Primary APN	`750-420-016`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,163 sqft Living Area
Gross Area	4,203 sqft
1st Floor Area	3,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	80194 MONTGOMERY DR
City	INDIO
State	CA
Zip	92203-4845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.22 ACRES IN LOT 314 MB 384/012 TR 31649-1
Legal Subdivision	TRACT 31649 1
Legal Tract	31649-1
Legal Lot Number	314
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	45228

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Sep 13, 2019	Grant Deed, Transfer · Conventional with PMI FRANKLIN LN CTR
Feb 27, 2017	Grant Deed, Transfer · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	2019360249
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845

Mortgage

Document Number	0000110488
Date	Mar 7, 2022
Instrument	2022-0110488

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845

Mortgage

Document Number	0000311467
Date	May 20, 2021
Instrument	2021-0311467

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 13, 2019
Property Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845
Document Number	0000360249
Instrument Date	Jul 19, 2019
Instrument	360249
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80194 MONTGOMERY DR INDIO CA 922034845, INDIO, CA 92203-4845

Mortgage

Document Number	360250
Date	Sep 13, 2019
Instrument	360250

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 27, 2017
Property Address	80194 MONTGOMERY DR, INDIO, CA 92203-4845
Document Number	0000080877
Instrument Date	Jan 13, 2017
Instrument	80877
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80194 MONTGOMERY DR INDIO CA 922034845, INDIO, CA 92203-4845

Mortgage

Document Number	80878
Date	Feb 27, 2017
Instrument	80878

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,523 (+2%) Land $22,308 Building $427,215
2025	$8,068.00 (+2.61%) Homeowner's exemption	$440,710 (+4.04%) Land $21,871 Building $418,839
2023	$7,863.00 (+2.09%) Homeowner's exemption	$423,599 Land $21,023 Building $402,576
2022	$7,702.00
2021			$445,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 312 policies
Nearby Flood Policies	312 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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