801 Ottawa Ct, Buchanan, MI 49107 Property Records

Berrien County property record for 801 Ottawa Ct, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 2002
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Last Sale	$26,500 (Nov 2002)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-5600-0008-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-5600-0008-00-7`
Alternative APN	`11-58-5600-0008-00-7`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	801 OTTAWA CT
City	BUCHANAN
State	MI
Zip	49107-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	UNIT 8 OTTAWA RIDGE LIBER 105 PAGE 1
Legal Subdivision	OTTAWA RIDGE
Legal Unit	8
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

801 Ottawa Ct is owned and occupied by an individual who bought it in November 2002.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	801 OTTAWA CT, BUCHANAN, MI 49107-1263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Oct 14, 2022	Deed of Trust, Mortgage · Loan Assumption OAK MORTGAGE LLC
Nov 8, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2002 · Amount on File
Deed Sale	Nov 4, 2002 · Amount on File
Deed Book / Page	2313 / 1954
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	801 OTTAWA CT, BUCHANAN, MI 49107-1263
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03346/1986
Date	Sep 29, 2021
Book Page	3346/1986

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	801 OTTAWA CT, BUCHANAN, MI 49107-1263
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 LUCINDA LN, ROCHESTER, NY 14626-1286

Mortgage

Document Number	03388/2953
Date	Oct 14, 2022
Book Page	3388/2953
Instrument	2022364786

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 12, 2032
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	11.2%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 8, 2022
Property Address	801 OTTAWA CT, BUCHANAN, MI 49107-1263
Document Number	03391/1938
Book / Page	3391 / 1938
Map Reference	LB 105 PG 1
Instrument Date	Sep 28, 2022
Instrument	2022366758
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	801 OTTAWA CT, BUCHANAN, MI 49107-1263

Tax Assessment & Valuation

The 2025 property tax bill for 801 Ottawa Ct was $4,340 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,800	$271,600
2025	$4,340.00
2023		$103,400	$206,800
2022	$2,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 801 Ottawa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 Ottawa Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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