Berrien County property record for 705 Ottawa Ct, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,117 sqft · built 1999 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,000 (May 2026) |
| Tax Bill | $5,098 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Mar 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-5600-0005-00-8 |
| Primary APN | 58-5600-0005-00-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,117 sqft Living Area |
| 1st Floor Area | 1,117 sqft |
| Basement Area | 1,117 sqft |
| Unfinished Basement | 1,117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 13,852 sqft (0.318 acres) |
| Lot Dimensions | 137 ft deep x 140 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 705 OTTAWA CT |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | UNIT 5 OTTAWA RIDGE LIBER 105 PAGE 1 |
| Legal Subdivision | OTTAWA RIDGE CONDOMINIUM DEVELOPMENT |
| Legal Unit | 5 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 20200 |
Source: Berrien County records · APN 58-5600-0005-00-8
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Mar 08, 2013 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| May 03, 2006 | Deed of Trust, Mortgage BERRIEN TEACHERS CU |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED FEDERAL CREDIT UNION |
| Mar 06, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Apr 12, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Mar 06, 2024 · Amount on Record |
| Deed Document Number | 2026461449 |
| Deed Book / Page | 3478 / 108 |
| Prior Transfer Date | Nov 02, 2016 |
| Prior Transfer Doc | 03156/1416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03163/1088 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 3163/1088 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | CAPITAL TITLE AGENCY INC, CTI |
| Name | Verified Name |
|---|
| Document Number | 03028/2552 |
|---|---|
| Date | Mar 08, 2013 |
| Book Page | 3028/2552 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02708/0441 |
|---|---|
| Date | May 03, 2006 |
| Book Page | 2708/0441 |
| Name | BERRIEN TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 106, SAINT JOSEPH, MI 49085 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Apr 26, 2011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 22, 2026 |
| Property Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Document Number | 0000461449 |
| Book / Page | 3478 / 108 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026461449 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251,490.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Document Number | 0000461450, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026461450 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 06, 2024 |
| Property Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Document Number | 03421/3859 |
| Book / Page | 3421 / 3859 |
| Map Reference | LB 105 PG 1 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024399717 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Document Number | 03421/3020 |
|---|---|
| Date | Mar 05, 2024 |
| Book Page | 3421/3020 |
| Instrument | 2024399233 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 12, 2018 |
| Property Address | 705 OTTAWA CT, BUCHANAN, MI 49107-1162 |
| Document Number | 03202/1896 |
| Book / Page | 3202 / 1896 |
| Instrument Date | Apr 09, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4540RIVER, NILES, MI 49120 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,800 (-3.65%) | $253,600 (-3.65%) | |
| 2025 | $5,098.00 (+23.62%) Homeowner's exemption | $131,600 (+19.42%) | $263,200 (+19.42%) |
| 2024 | $4,124.00 (+5.77%) | ||
| 2023 | $110,200 | $220,400 | |
| 2022 | $3,899.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUCHANAN serves 4,871 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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