712 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 712 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1969
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jan 2019)
Tax Bill	$11,715 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Line of Credit + 1 more
APN	`04-30-0-211-015`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-211-015`

Interior

Full Baths	20 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	712 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD WEST 2ND ADD LOT/SEC-3 A02601532
Legal Subdivision	FAIRWOOD WEST 2ND ADD
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3013
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 521, BELLEVILLE, IL 62222-0521
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NATL BANK NASHVILLE
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS NATIONAL BANK
Jan 15, 2019	Warranty Deed, Transfer · Line of Credit COMMUNITY BK/TRENTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Document Number	20192601532
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	712 N CHERRY ST, O FALLON, IL 62269-1184
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 INDIAN SPRINGS RD, O FALLON, IL 62269-1211

Mortgage

Document Number	0A02874524
Date	Feb 12, 2026
Instrument	A02874524

Lender

Name	FARMERS & MERCHANTS NATL BANK NASHVILLE
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 11, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	712 N CHERRY ST, O FALLON, IL 62269-1184
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02742696
Date	Apr 12, 2022
Instrument	A02742696

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 6, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 15, 2019
Property Address	712 N CHERRY ST, O FALLON, IL 62269-1184
Document Number	00A2601532
Instrument Date	Jan 9, 2019
Instrument	2601532
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 521 O FALLON IL 622690521, O FALLON, IL 62269-0521

Mortgage

Document Number	A2601533
Date	Jan 15, 2019
Instrument	2601533

Lender

Name	COMMUNITY BK/TRENTON
Type	Bank
Address	TRENTON, IL 62293

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 14, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,715.00	$162,524 (+34.34%) Land $19,490 Building $143,034	$487,572 (+34.34%) Land $58,470 Building $429,102
2022		$120,979 Land $14,507 Building $106,472	$362,937 Land $43,521 Building $319,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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