713 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 713 E Spruce St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.131 acres (5,728 sqft)
Owner	2 Company Names on File
Last Sale	$265,000 (May 2022)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	May 2026 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-379-011`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-379-011`
Alternative APN	`29070379011 (CHECK DIGIT = 7)`

Exterior

Lot Area	5,728 sqft (0.131 acres)

Location & Zoning

Account Number	29070379011
Street Address	713 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 B1 VILLAGE OF CHATHAM BUTLERS 2ND ADDN.
Legal Subdivision	BUTLERS 2ND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4018
Census Tract	3203

Owner

713 E Spruce St is owned by a company that acquired it in May 2026.

Source: Sangamon County records, as of July 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	328 HERSHISER LN, CHATHAM, IL 62629-5054
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer CSC DOCUMENT RECORDING
May 5, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jul 13, 2016	Trustee's Deed, Foreclosure · Conventional Mortgage ILLINI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Dec 30, 1998
Deed Document Number	20229817
Last Transfer Date	May 8, 2026
Transfer Doc	0000008438
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 18, 2026
Property Address	713 E SPRUCE ST, CHATHAM, IL 62629-1464
Document Number	0000008438
Instrument Date	May 8, 2026
Instrument	20268438
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	328 HERSHISER LN, CHATHAM, IL 62629-5054

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 5, 2022
Property Address	713 E SPRUCE ST, CHATHAM, IL 62629-1464
Document Number	2022R09817
Instrument Date	May 2, 2022
Instrument	2022R09817
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 HERSHISER LN, CHATHAM, IL 62629-5054

Mortgage

Document Number	2022R09818
Date	May 5, 2022
Instrument	2022R09818

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.5%

July 2016: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 13, 2016
Property Address	713 E SPRUCE ST, CHATHAM, IL 62629-1464
Document Number	2016R18042
Instrument Date	Jul 12, 2016
Instrument	2016R18042
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 KEATS DR, SPRINGFIELD, IL 62711-5619

Mortgage

Document Number	2016R18043
Date	Jul 13, 2016
Instrument	2016R18043

Lender

Name	ILLINI BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 713 E Spruce St was $3,633.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00	$50,207 Land $2,795 Building $47,412	$150,621 Land $8,385 Building $142,236
2022	$3,101.00	$40,412 Land $2,250 Building $38,162	$121,236 Land $6,750 Building $114,486

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 713 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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